47445 Echo Ct, Shelby Township (Utica), MI 48315 Property Records

Macomb County property record for 47445 Echo Ct, Shelby Township, MI 48315

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,849 sqft · built 1999
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$499,000 (May 2023)
Tax Bill	$7,753 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-07-25-302-021`

Property Details

APN / Parcel Number

Primary APN	`23-07-25-302-021`
Alternative APN	`0725302021`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,849 sqft Living Area
1st Floor Area	1,541 sqft
Basement Area	1,541 sqft
Unfinished Basement	1,541 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Level
Construction Type	Brick
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	47445 ECHO CT
City	SHELBY TOWNSHIP
State	MI
Zip	48315-4845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CK MAP
Legal Description	RAVEN'S POINTE #1 LOT 14 LIBER 133 PAGES 9-11
Legal Subdivision	RAVENS POINTE SUB
Legal Lot Number	14
Jurisdiction	MACOMB MI
Township / Civil Division	SHELBY
Census Block Group	4
Census Block	4018
Census Tract	227000

Owner

47445 Echo Ct is owned and occupied by an individual who bought it in May 2023.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	47445 ECHO CT, SHELBY TOWNSHIP, MI 48315-4845
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2023 · Amount on File
Deed Sale	May 23, 2023 · Amount on File
Deed Document Number	202345701
Deed Book / Page	29138 / 392
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	May 23, 2023
Property Address	47445 ECHO CT, SHELBY TOWNSHIP, MI 48315-4845
Document Number	2300045701
Book / Page	29138 / 392
Map Reference	LB 133 PG 9-11
Instrument Date	May 19, 2023
Instrument	202300045701
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,742.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47445 ECHO CT, SHELBY TOWNSHIP, MI 48315-4845

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47445 ECHO CT, SHELBY TOWNSHIP, MI 48315-4845

Mortgage

Document Number	2300045702
Date	May 23, 2023
Book Page	29138/394
Instrument	202300045702

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SANTA ROSA, CA 95401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 47445 Echo Ct was $7,753 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Shelby Charter Township
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,400	$534,800
2025	$7,753.00
2023		$212,700	$425,400
2022	$4,430.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 47445 Echo Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 47445 Echo Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY TOWNSHIP serves 72,000 people · EPA ID MI0006010
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20