4745 Ventana Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4745 Ventana Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,401 sqft · built 2002
Lot Size	0.81 acres (3,512 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Nov 2021)
Tax Bill	$8,933 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`161-781-01-00`

Property Details

APN / Parcel Number

Primary APN	`161-781-01-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,401 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	3,512 sqft (0.81 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4745 VENTANA WAY
City	OCEANSIDE
State	CA
Zip	92057-1210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-1 (Res)
Legal Description	LOT 76 TR 013970
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	013970
Legal Block	2
Legal Lot Number	76
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2002
Census Tract	18524

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4745 VENTANA WAY, OCEANSIDE, CA 92057-1210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 3, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 17, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Sep 6, 2017	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Sep 6, 2017 · Amount on Record
Deed Document Number	2021789691
Record Updated	Sep 20, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 15, 2021
Property Address	4745 VENTANA WAY, OCEANSIDE, CA 92057-1210
Document Number	0000789691
Map Reference	MAP 13970
Instrument Date	Nov 3, 2021
Instrument	2021-0789691
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4745 VENTANA WAY, OCEANSIDE, CA 92057-1210

Mortgage

Document Number	0000789692
Date	Nov 15, 2021
Instrument	2021-0789692

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4745 VENTANA WAY, OCEANSIDE, CA 92057-1210
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4745 VENTANA WAY, OCEANSIDE, CA 92057-1210

Mortgage

Document Number	0000164252
Date	Mar 3, 2021
Instrument	2021-0164252

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4745 VENTANA WAY, OCEANSIDE, CA 92057-1210
Document Number	0000296099
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4745 VENTANA WAY OCEANSIDE CA 920571210, OCEANSIDE, CA 92057-1210

Mortgage

Document Number	0000296099
Date	Jul 22, 2019
Instrument	296099

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 6, 2017
Property Address	4745 VENTANA WAY, OCEANSIDE, CA 92057-1210
Document Number	0000408682
Instrument Date	Aug 7, 2017
Instrument	408682
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$566.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4745 VENTANA WAY OCEANSIDE CA 920571210, OCEANSIDE, CA 92057-1210

Mortgage

Document Number	408683
Date	Sep 6, 2017
Instrument	408683

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$811,820 (+2%) Land $272,829 Building $538,991
2025	$8,933.00 (+5.18%)	$795,903 (+4.04%) Land $267,480 Building $528,423
2023	$8,493.00 (+1.54%)	$764,999 Land $257,095 Building $507,904
2022	$8,364.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,047 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: California Internet, San Diego Broadband.

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