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4743 Lathloa Loop, Lakeland, FL 33811 Property Records

Polk County property record for 4743 Lathloa Loop, Lakeland, FL 33811 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,629 sqft · built 2008
Lot Size0.128 acres (5,554 sqft)
Owner2 Individual Names on File
Last Sale$269,900 (Aug 2021)
Tax Bill$4,739 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Dec 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN23-29-08-139620-000380

Property Details

APN / Parcel Number

Primary APN23-29-08-139620-000380
Alternative APNs
  • 082923139620000380
  • 82923000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,629 sqft Living Area
Gross Area2,028 sqft
1st Floor Area1,629 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area5,554 sqft (0.128 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area399 sqft
PorchFinished/Open Porch
Porch Area42 sqft

Location & Zoning

Street Address4743 LATHLOA LOOP
CityLAKELAND
StateFL
Zip33811-1747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORGAN CREEK PRESERVE PHASE ONE PB 134 PGS 50-51 LOT 38
Legal Range23E
Legal Township29S
Legal Section08
Legal SubdivisionMORGAN CREEK PRESERVE PHASE ONE
Legal Phase1
Legal Tract139620
Legal Block1
Legal Lot Number38
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1022
Census Tract11911

Owner

Source: Polk County records · APN 23-29-08-139620-000380

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4743 LATHLOA LOOP, LAKELAND, FL 33811-1747
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2021Warranty Deed, Transfer · FHA Mortgage
THE MORTGAGE FIRM INC
Dec 01, 2020Loan Modification, Mortgage · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 11, 2021 · Amount on Record
Deed SaleAug 11, 2021 · Amount on Record
Prior SaleJul 29, 2008 · Amount on Record
Deed Document Number2021208614
Deed Book / Page11842 / 1706
Record UpdatedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 11, 2021
Property Address4743 LATHLOA LOOP, LAKELAND, FL 33811-1747
Document Number0000208614
Book / Page11842 / 1706
Map ReferenceMB 134 PG 50&51
Instrument DateAug 05, 2021
Instrument2021208614
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyUNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,889.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6795 TABOR ST, 6795, ARVADA, CO 80004-2565

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4743 LATHLOA LOOP, LAKELAND, FL 33811-1747

Mortgage

Document Number0118421708
DateAug 11, 2021
Instrument11842/1708
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address4743 LATHLOA LOOP, LAKELAND, FL 33811-1747
Document Number0115280450
Instrument DateDec 01, 2020
Transaction TypeMortgage
Record UpdatedJan 20, 2021
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address4743 LATHLOA LOOP LAKELAND FL 338111747, LAKELAND, FL 33811-1747

Mortgage

Document Number0115280450
DateJan 07, 2021
Book Page011528/000450
Instrument3895
Lender
NameUSAA
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 06, 2051
Interest
Rate3%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,739.00 (+1.11%)$262,706 (-2.87%) Land $68,000 Building $194,706$262,706 (-2.87%) Land $68,000 Building $194,706
2023$4,687.00 (+11.6%)$270,475 (+18.29%) Land $66,000 Building $204,475$270,475 (+18.29%) Land $66,000 Building $204,475
2022$4,200.00$228,663 Land $62,000 Building $166,663$228,663 Land $62,000 Building $166,663

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050119111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 63 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims9 (2002–2024)
Claims Outside the SFHA1 of 9
Most Recent ClaimOct 2024, river or lake flooding, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire LikelihoodAbout 1 in 353 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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