Polk County property record for 4751 Lathloa Loop, Lakeland, FL 33811 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,143 sqft · built 2008 |
| Lot Size | 0.127 acres (5,510 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $439,900 (Feb 2023) |
| Tax Bill | $6,117 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Aug 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-08-139620-000360 |
| Primary APN | 23-29-08-139620-000360 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,143 sqft Living Area |
| Gross Area | 3,671 sqft |
| 1st Floor Area | 1,895 sqft |
| Upper Floors Area | 1,248 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,510 sqft (0.127 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Florida Room |
| Porch Area | 172 sqft |
| Street Address | 4751 LATHLOA LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33811-1747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORGAN CREEK PRESERVE PHASE ONE PB 134 PGS 50-51 LOT 36 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 08 |
| Legal Subdivision | MORGAN CREEK PRESERVE PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 139620 |
| Legal Block | 1 |
| Legal Lot Number | 36 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 11911 |
Source: Polk County records · APN 23-29-08-139620-000360
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4751 LATHLOA LOOP, LAKELAND, FL 33811-1747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 08, 2023 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| Aug 01, 2022 | Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Apr 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUARANTY HM MTG CORP |
| Mar 07, 2017 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 08, 2023 · Amount on Record |
| Deed Sale | Feb 08, 2023 · Amount on Record |
| Prior Sale | Aug 01, 2022 · Amount on Record |
| Deed Document Number | 202329885 |
| Deed Book / Page | 12575 / 2223 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 08, 2023 |
| Property Address | 4751 LATHLOA LOOP, LAKELAND, FL 33811-1747 |
| Document Number | 0000029885 |
| Book / Page | 12575 / 2223 |
| Map Reference | MB 134 PG 50&51 |
| Instrument Date | Feb 07, 2023 |
| Instrument | 2023029885 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,079.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4751 LATHLOA LOOP, LAKELAND, FL 33811-1747 |
| Document Number | 0125752225 |
|---|---|
| Date | Feb 08, 2023 |
| Instrument | 12575/2225 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 01, 2022 |
| Property Address | 4751 LATHLOA LOOP, LAKELAND, FL 33811-1747 |
| Document Number | 0000208372 |
| Book / Page | 12361 / 928 |
| Map Reference | MB 134 PG 50&51 |
| Instrument Date | Jul 27, 2022 |
| Instrument | 2022208372 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,507.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2333 LITTLE CYPRESS DR, LAKELAND, FL 33810-2321 |
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 17, 2020 |
| Property Address | 4751 LATHLOA LOOP, LAKELAND, FL 33811-1747 |
| Document Number | 0112100204 |
| Book / Page | 011210 / 000204 |
| Instrument Date | Apr 10, 2020 |
| Instrument | 81605 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2020 |
| Title Company | EASY TITLE COMPANY LLC, EASY TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4751 LATHLOA LOOP LAKELAND FL 338111747, LAKELAND, FL 33811-1747 |
| Document Number | 112100206 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 011210/000206 |
| Instrument | 81606 |
| Name | GUARANTY HM MTG CORP |
|---|---|
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 07, 2017 |
| Property Address | 4751 LATHLOA LOOP, LAKELAND, FL 33811-1747 |
| Document Number | 0100831796 |
| Book / Page | 010083 / 001796 |
| Instrument Date | Feb 21, 2017 |
| Instrument | 44042 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2018 |
| Title Company | FLORIDA FAM TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1888 DEL ROBLES TER CLEARWATER FL 337646418, CLEARWATER, FL 33764-6418 |
| Document Number | 100831798 |
|---|---|
| Date | Mar 07, 2017 |
| Book Page | 010083/001798 |
| Instrument | 44043 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 06, 2047 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,117.00 (-14.4%) Homeowner's exemption | $382,284 (-2.49%) Land $68,000 Building $314,284 | $382,284 (-2.49%) Land $68,000 Building $314,284 |
| 2023 | $7,146.00 (+70.63%) | $392,036 (+44.92%) Land $66,000 Building $326,036 | $392,036 (+25.33%) Land $66,000 Building $326,036 |
| 2022 | $4,188.00 Homeowner's exemption | $270,513 | $312,810 Land $62,000 Building $250,810 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050119111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 63 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 9 (2002–2024) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Oct 2024, river or lake flooding, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 353 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property
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