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4731 Lathloa Loop, Lakeland, FL 33811 Property Records

Polk County property record for 4731 Lathloa Loop, Lakeland, FL 33811 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,310 sqft · built 2016
Lot Size0.129 acres (5,632 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Jun 2017)
Tax Bill$3,565 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Dec 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN23-29-08-139620-000410

Property Details

APN / Parcel Number

Primary APN23-29-08-139620-000410
Alternative APNs
  • 082923139620000410
  • 82923000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,310 sqft Living Area
Gross Area2,710 sqft
1st Floor Area1,020 sqft
Upper Floors Area1,290 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeHip
Roof MaterialOther
Lot Area5,632 sqft (0.129 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchFinished/Open Porch
Porch Area200 sqft

Location & Zoning

Street Address4731 LATHLOA LOOP
CityLAKELAND
StateFL
Zip33811-1747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORGAN CREEK PRESERVE PHASE ONE PB 134 PGS 50-51 LOT 41
Legal Range23E
Legal Township29S
Legal Section08
Legal SubdivisionMORGAN CREEK PRESERVE PHASE ONE
Legal Phase1
Legal Tract139620
Legal Block1
Legal Lot Number41
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1022
Census Tract11911

Owner

Source: Polk County records · APN 23-29-08-139620-000410

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4731 LATHLOA LOOP, LAKELAND, FL 33811-1747
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2023Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Dec 19, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Dec 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA
Jun 19, 2017Grant Deed, Transfer · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 19, 2017 · Amount on Record
Deed SaleJun 19, 2017 · Amount on Record
Deed Document Number2017116686
Deed Book / Page10180 / 976
Last Transfer DateDec 16, 2022
Transfer Doc0000326224
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address4731 LATHLOA LOOP, LAKELAND, FL 33811-1747
Transaction TypeMortgage
Record UpdatedFeb 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4731 LATHLOA LOOP, LAKELAND, FL 33811-1747

Mortgage

Document Number0000031758
DateFeb 09, 2023
Book Page12578/918
Instrument2023031758
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 25, 2053

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateDec 19, 2022
Property Address4731 LATHLOA LOOP, LAKELAND, FL 33811-1747
Document Number0000326224
Book / Page12522 / 814
Map ReferenceMB 134 PG 50
Instrument DateDec 16, 2022
Instrument2022326224
Transaction TypeTransfer
Record UpdatedDec 30, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4731 LATHLOA LOOP, LAKELAND, FL 33811-1747

Transferred To (Grantee/Buyer)

NameVerified Name
Address4731 LATHLOA LOOP, LAKELAND, FL 33811-1747

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address4731 LATHLOA LOOP, LAKELAND, FL 33811-1747
Transaction TypeMortgage
Record UpdatedDec 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4731 LATHLOA LOOP, LAKELAND, FL 33811-1747

Mortgage

Document Number0000323025
DateDec 13, 2021
Book Page12022/2210
Instrument20210323025
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateJun 19, 2017
Property Address4731 LATHLOA LOOP, LAKELAND, FL 33811-1747
Document Number0101800976
Book / Page010180 / 000976
Instrument DateJun 16, 2017
Instrument116686
Transaction TypeTransfer
Record UpdatedFeb 28, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4731 LATHLOA LOOP LAKELAND FL 338111747, LAKELAND, FL 33811-1747

Mortgage

Document Number101800978
DateJun 19, 2017
Book Page010180/000978
Instrument116687
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,565.00 (+5.94%) Homeowner's exemption$240,794 (+5.99%)$317,048 (-2.49%) Land $68,000 Building $249,048
2023$3,365.00 (+2.87%) Homeowner's exemption$227,192 (+3%)$325,156 (+28.8%) Land $66,000 Building $259,156
2022$3,271.00 Homeowner's exemption$220,575$252,450 Land $62,000 Building $190,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050119111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 63 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies63 in force
63 of 63 on primary residences
Nearby Flood Claims9 (2002–2024)
Claims Outside the SFHA1 of 9
Most Recent ClaimOct 2024, river or lake flooding, Hurricane Milton
Flood Events
  • Hurricane Milton (Oct 2024), 3 claims
  • Hurricane Irma (Sep 2017), 2 claims
  • Hurricane Frances (Sep 2004), 2 claims

Wildfire

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire LikelihoodAbout 1 in 353 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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