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47428 Middle Bluff Pl, Sterling, VA 20165 Property Records

Loudoun County property record for 47428 Middle Bluff Pl, Sterling, VA 20165

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,204 sqft · built 1999
Lot Size0.21 acres (9,147 sqft)
OwnerIndividual Name on Record
Last Sale$416,875 (Feb 2000)
Tax Bill$8,558 (2026)
Deeds & MortgagesJul 2021 Refinance
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN006-47-6156-000

Property Details

APN / Parcel Number

Primary APN006-47-6156-000
Alternative APN
  • 65 1 42

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area4,279 sqft Living Area
1st Floor Area1,528 sqft
Basement Area1,075 sqft
Finished Basement1,075 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2010
Architectural StyleColonial
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,147 sqft (0.21 acres)
Garage TypeAttached
Garage Area440 sqft
Deck AreaDeck Area
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address47428 MIDDLE BLUFF PL
CitySTERLING
StateVA
Zip20165-3101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDH4
Legal DescriptionSOUTH BANK SEC.1 LOT 42 201002120008187 D/G 1749--1308
Legal SubdivisionSOUTH BANK
Legal Block2
Legal Lot Number42
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group2
Census Block2007
Census Tract611208

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address47428 MIDDLE BLUFF PL, STERLING, VA 20165-3101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NORTHWEST FEDERAL CREDIT UNION
May 31, 2019Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2000 · Amount on Record
Deed SaleFeb 1, 2000 · Amount on Record
Deed Book / Page1749 / 1308
Last Transfer DateFeb 5, 2010
Transfer Doc0000008187
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address47428 MIDDLE BLUFF PL, STERLING, VA 20165-3101
Transaction TypeMortgage
Record UpdatedSep 30, 2025
Title CompanySOUTHEAST TITLE AND ESCROW LLC, NORTHWEST TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000078796
DateJul 21, 2021
Instrument202107210078796
Lender
NameNORTHWEST FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address47428 MIDDLE BLUFF PL, STERLING, VA 20165-3101
Document Number20190605029529
Instrument DateMay 31, 2019
Transaction TypeMortgage
Record UpdatedJun 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address47428 MIDDLE BLUFF PL STERLING VA 201653101, STERLING, VA 20165-3101

Mortgage

Document Number20190605029529
DateJun 5, 2019
Instrument29529
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 4, 2049
Interest
Rate TypeAdjustable Rate
Rate2.75%

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,558.00 (+2.3%)$1,063,170 (+2.29%) Land $279,600 Building $783,570$1,063,170 (+2.29%) Land $279,600 Building $783,570
2025$8,366.00 (+2.99%)$1,039,350 (+11.95%) Land $279,600 Building $759,750$1,039,350 (+11.95%) Land $279,600 Building $759,750
2023$8,123.00$928,410 Land $279,600 Building $648,810$928,410 Land $279,600 Building $648,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250

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