47424 Middle Bluff Pl, Sterling, VA 20165 Property Records

Loudoun County property record for 47424 Middle Bluff Pl, Sterling, VA 20165 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 3,690 sqft · built 1999
Lot Size0.21 acres (9,148 sqft)
OwnerOwner Name on File
Last Sale$785,000 (Apr 2013)
Tax Bill$9,122 (2025)
Deeds & MortgagesMar 2025 Line of Credit
Sep 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN006-47-5864-000

Property Details

APN / Parcel Number

Primary APN006-47-5864-000

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Plumbing Fixtures18 Plumbing Fixtures
Stories2 Stories
Building Area3,690 sqft Living Area
Gross Area5,956 sqft
1st Floor Area1,504 sqft
Basement Area1,613 sqft
Finished Basement1,613 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2010
Architectural StyleColonial
Exterior MaterialBrick/Stone
Foundation TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area380 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address47424 MIDDLE BLUFF PL
CitySTERLING
StateVA
Zip20165-3101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH BANK SEC.1 LOT 43 201006010031556 PC E-163-10
Legal SubdivisionSOUTH BANK
Legal Lot Number43
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group2
Census Block2007
Census Tract611208

Owner

Source: Loudoun County records · APN 006-47-5864-000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address47424 MIDDLE BLUFF PL, STERLING, VA 20165-3101
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Sep 07, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
EMBRACE HOME LOANS INC
Oct 12, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 30, 2013 · Amount on Record
Deed SaleApr 30, 2013 · Amount on Record
Prior SaleApr 30, 2013 · Amount on Record
Deed Document Number20130430035738
Last Transfer DateOct 14, 2014
Transfer Doc20141014058082
Record UpdatedJun 07, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address47424 MIDDLE BLUFF PL, STERLING, VA 20165-3101
Transaction TypeMortgage
Record UpdatedSep 30, 2025
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010210
DateMar 11, 2025
Instrument20250311-0010210
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 28, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address47424 MIDDLE BLUFF PL, STERLING, VA 20165-3101
Transaction TypeMortgage
Record UpdatedSep 30, 2025
Title CompanySTEWART TITLE, STEWART TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000094073
DateSep 07, 2021
Instrument202109070094073
Lender
NameEMBRACE HOME LOANS INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2051
Interest
Rate TypeFixed Rate

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address47424 MIDDLE BLUFF PL, STERLING, VA 20165-3101
Document Number20181115066224
Instrument DateOct 12, 2018
Transaction TypeMortgage
Record UpdatedNov 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20181115066224
DateNov 15, 2018
Instrument66224
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 14, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Loudoun County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,122.00 (+7.62%)$1,133,190 (+16.98%) Land $279,600 Building $853,590$1,133,190 (+16.98%) Land $279,600 Building $853,590
2023$8,476.00$968,700 Land $279,600 Building $689,100$968,700 Land $279,600 Building $689,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Loudoun County (51107C), updated June 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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