47421 Middle Bluff Pl, Sterling, VA 20165 Property Records

Loudoun County property record for 47421 Middle Bluff Pl, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,473 sqft · built 1999
Lot Size	0.46 acres (20,037 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Feb 2020)
Tax Bill	$8,946 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`006-47-3359-000`

Property Details

APN / Parcel Number

Primary APN	`006-47-3359-000`
Alternative APN	`65 1 45`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	4,473 sqft Living Area
1st Floor Area	1,308 sqft
Basement Area	1,431 sqft
Finished Basement	1,431 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,037 sqft (0.46 acres)
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Pool Area	600 sqft
Porch	Screened Porch
Porch Area	40 sqft
Deck Area	420 sqft
Patio Area	193 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	47421 MIDDLE BLUFF PL
City	STERLING
State	VA
Zip	20165-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	SOUTH BANK SEC.1 LOT 45 200608070068116
Legal Subdivision	SOUTH BANK
Legal Block	2
Legal Lot Number	45
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2006
Census Tract	611208

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	47421 MIDDLE BLUFF PL, STERLING, VA 20165-3102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SVGS MTG
Feb 3, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST SVGS MTG
Aug 26, 2019	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MTG
Feb 14, 2018	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MTG
Jul 18, 2017	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2020 · Amount on Record
Deed Sale	Feb 3, 2020 · Amount on Record
Prior Sale	Apr 3, 2015 · Amount on Record
Deed Document Number	20207386
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47421 MIDDLE BLUFF PL, STERLING, VA 20165-3102
Document Number	20201005092452
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47421 MIDDLE BLUFF PL STERLING VA 201653102, STERLING, VA 20165-3102

Mortgage

Document Number	20201005092452
Date	Oct 5, 2020
Instrument	92452

Lender

Name	FIRST SVGS MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2050

Interest

Rate Type	Fixed Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Feb 3, 2020
Property Address	47421 MIDDLE BLUFF PL, STERLING, VA 20165-3102
Document Number	20200203007386
Instrument Date	Feb 3, 2020
Instrument	7386
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47421 MIDDLE BLUFF PL STERLING VA 201653102, STERLING, VA 20165-3102

Mortgage

Document Number	20200203007387
Date	Feb 3, 2020
Instrument	7387

Lender

Name	FIRST SVGS MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2050

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47421 MIDDLE BLUFF PL, STERLING, VA 20165-3102
Document Number	20190830051227
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47421 MIDDLE BLUFF PL STERLING VA 201653102, STERLING, VA 20165-3102

Mortgage

Document Number	20190830051227
Date	Aug 30, 2019
Instrument	51227

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47421 MIDDLE BLUFF PL, STERLING, VA 20165-3102
Document Number	20180215008600
Instrument Date	Feb 14, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180215008600
Date	Feb 15, 2018
Instrument	8600

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2048

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47421 MIDDLE BLUFF PL, STERLING, VA 20165-3102
Document Number	20170724045130
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	20170724045130
Date	Jul 24, 2017
Instrument	45130

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,946.00 (+2.15%)	$1,111,380 (+2.14%) Land $282,100 Building $829,280	$1,111,380 (+2.14%) Land $282,100 Building $829,280
2025	$8,758.00 (+3.29%)	$1,088,060 (+12.28%) Land $282,100 Building $805,960	$1,088,060 (+12.28%) Land $282,100 Building $805,960
2023	$8,479.00	$969,050 Land $282,100 Building $686,950	$969,050 Land $282,100 Building $686,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

47421 Middle Bluff Pl, Sterling, VA 20165 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Middle Bluff Pl

Nearby Streets

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