4740 Phillips Rd, La Plata, MD 20646 Property Records

Charles County property record for 4740 Phillips Rd, La Plata, MD 20646 · Last verified April 2026

Property Summary

Property Type	General Agricultural/Rural
Details	2 ba · 2,016 sqft · built 1987
Lot Size	2.12 acres (92,347 sqft)
Owner	Individual Name on File
Tax Bill	$5,553 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-047304`

Property Details

APN / Parcel Number

Primary APN	`07-047304`
Alternative APNs	`7047304` `047304`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,016 sqft Gross Area
1st Floor Area	1,392 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	92,347 sqft (2.12 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	168 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	047304
Street Address	4740 PHILLIPS RD
City	LA PLATA
State	MD
Zip	20646
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	2.125 AC END PHILLIPS RD SW 227 BRIERWOOD SUB
Legal Subdivision	BRIERWOOD SUB
Legal Phase	IL
Legal Block	3
Jurisdiction	CHARLES MD
Township / Civil Division	7, POMONKEY
Census Block Group	3
Census Block	3013
Census Tract	850712

Owner

Source: Charles County records · APN 07-047304

Assessment roll updated September 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 370, BRYANS ROAD, MD 20616-0370
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Feb 16, 2007
Transfer Doc	0062230428
Record Updated	Jun 08, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	4740 PHILLIPS RD, LA PLATA, MD 20646
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101390093
Date	Jan 18, 2018
Book Page	10139/093

Lender

Name	CREDIT UNION MORTGAGE ASSOCIATION INC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2033

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,553.00 (+289.14%) Homeowner's exemption	$301,800 (+17.83%) Land $75,500 Building $226,300	$301,800 (-) Land $75,500 Building $226,300
2023	$1,427.00 Homeowner's exemption	$256,133	$301,800 Land $75,500 Building $226,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.