4680 Phillips Rd, La Plata, MD 20646 Property Records

Charles County property record for 4680 Phillips Rd, La Plata, MD 20646

Property Summary

Property TypeRural Home
Details2 ba · 1,840 sqft · built 1973
Lot Size9.39 acres (409,028 sqft)
OwnerIndividual Name on Record
Last Sale$290,000 (Apr 2022)
Tax Bill$3,809 (2023)
Deeds & MortgagesNov 2025 Mortgage
Apr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-011059

Property Details

APN / Parcel Number

Primary APN07-011059
Alternative APNs
  • 7011059
  • 011059

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,840 sqft Total Area
1st Floor Area1,132 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area409,028 sqft (9.39 acres)
Garage TypeDetached
Garage Area336 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area220 sqft
Patio Area496 sqft
Stable1,288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number011059
Old Parcel Number7011059
Street Address4680 PHILLIPS RD
CityLA PLATA
StateMD
Zip20646-5610
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeWCD
Legal Description9.39 AC BRIERWOOD SUB
Legal SubdivisionBRIERWOOD SUB
JurisdictionCHARLES MD
Township / Civil Division7, POMONKEY
Census Block Group3
Census Block3013
Census Tract850712

Owner

Source: Charles County records, as of October 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4680 PHILLIPS RD, LA PLATA, MD 20646-5610
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2025Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING LLC
Apr 7, 2022Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 7, 2022 · Amount on Record
Deed SaleApr 7, 2022 · Amount on Record
Prior SaleFeb 1, 2011 · Amount on Record
Deed Document Number0012494141
Deed Book / Page12494 / 141
Record UpdatedJun 7, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address4680 PHILLIPS RD, LA PLATA, MD 20646-5610
Transaction TypeMortgage
Record UpdatedDec 9, 2025
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4680 PHILLIPS RD, LA PLATA, MD 20646-5610

Mortgage

Document Number0138720334
DateNov 21, 2025
Book Page13872/334
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term317 Months
DueApr 1, 2052

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateApr 7, 2022
Property Address4680 PHILLIPS RD, LA PLATA, MD 20646-5610
Document Number0124940141
Book / Page12494 / 141
Instrument DateMar 21, 2022
Transaction TypeTransfer
Record UpdatedApr 20, 2022
Title CompanyTRUSTED TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,175.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address4680 PHILLIPS RD, LA PLATA, MD 20646-5610

Mortgage

Document Number0012494148
DateApr 7, 2022
Instrument12494/148
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,809.00$260,500$334,700 Land $87,700 Building $247,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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