4605 Phillips Rd, La Plata, MD 20646 Property Records

Charles County property record for 4605 Phillips Rd, La Plata, MD 20646

Property Summary

Property Type	General Agricultural/Rural
Details	2 ba · 3,005 sqft · built 1971
Lot Size	21.5 acres (937,368 sqft)
Owner	2 Individual Names on File
Last Sale	$154,900 (Sep 1997)
Tax Bill	$438 (2023)
Deeds & Mortgages	Jun 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`07-007515`

Property Details

APN / Parcel Number

Primary APN	`07-007515`
Alternative APNs	`7007515` `007515`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,005 sqft Gross Area
1st Floor Area	2,251 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	937,368 sqft
Garage Type	Attached
Garage Area	754 sqft
Parking Spaces	3 Parking Spaces
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	007515
Street Address	4605 PHILLIPS RD
City	LA PLATA
State	MD
Zip	20646-5611
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	WCD
Legal Description	21.519 AC FMA BRIERWOOD SUB
Legal Subdivision	BRIERWOOD SUB
Legal Block	3
Jurisdiction	CHARLES MD
Township / Civil Division	7, POMONKEY
Census Block Group	3
Census Block	3013
Census Tract	850712

Owner

4605 Phillips Rd, an agricultural property, is owned by two individuals who bought it in September 1997.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4605 PHILLIPS RD, LA PLATA, MD 20646-5611
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 1997 · Amount on File
Deed Sale	Sep 3, 1997 · Amount on File
Deed Document Number	199720397
Deed Book / Page	2427 / 355
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	4605 PHILLIPS RD, LA PLATA, MD 20646-5611
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103100136
Date	Jun 28, 2018
Book Page	10310/136

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 4, 2033

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,467	$478,400 Land $80,500 Building $397,900
2023	$438.00 Disabled Person's exemption Veteran's exemption	$307,567	$364,500 Land $80,500 Building $284,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4605 Phillips Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4605 Phillips Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20