4740 Cambria Rd, Frederick, MD 21703 Property Records

Frederick County property record for 4740 Cambria Rd, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,640 sqft · built 2016
Lot Size0.044 acres (1,936 sqft)
OwnerIndividual Name on Record
Last Sale$377,000 (Dec 2020)
Tax Bill$5,093 (2025)
Deeds & MortgagesDec 2020 Sale
Dec 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-591746

Property Details

APN / Parcel Number

Primary APN01-591746
Alternative APN
  • 591746

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,640 sqft Living Area
Gross Area2,980 sqft
1st Floor Area880 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,936 sqft (0.044 acres)
Garage TypeAttached
Garage Area340 sqft
Parking Spaces1 Parking Space
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number591746
Street Address4740 CAMBRIA RD
CityFREDERICK
StateMD
Zip21703-2909
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 170 PLAT 2 SECTI 1,936 SQ FT MANORS AT BALLENGER CREE
Legal SubdivisionMANORS AT BALLENGER CREEK
Legal Lot Number170
JurisdictionFREDERICK MD
Township / Civil Division1, BUCKEYSTOWN
Census Block Group4
Census Block4013
Census Tract752301

Owner

Source: Frederick County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4740 CAMBRIA RD, FREDERICK, MD 21703-2909
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2020Grant Deed, Transfer
RGS TITLE, RGS TITLE LTD
Dec 15, 2020Grant Deed, Transfer · Conventional with PMI
PRESIDENTIAL BK
Apr 26, 2017Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2020 · Amount on Record
Deed SaleDec 15, 2020 · Amount on Record
Prior SaleApr 26, 2017 · Amount on Record
Deed Book / Page14362 / 216
Record UpdatedJun 8, 2026

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateDec 15, 2020
Property Address4740 CAMBRIA RD, FREDERICK, MD 21703-2909
Document Number0143620216
Book / Page014362 / 000216
Instrument DateNov 30, 2020
Transaction TypeTransfer
Record UpdatedFeb 10, 2021
Title CompanyRGS TITLE, RGS TITLE LTD

Transaction

AmountAmount Recorded
Tax$377.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4740 CAMBRIA RD FREDERICK MD 217032909, FREDERICK, MD 21703-2909

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateDec 15, 2020
Property Address4740 CAMBRIA RD, FREDERICK, MD 21703-2909
Document Number0143620215
Book / Page014362 / 000215
Instrument DateNov 30, 2020
Transaction TypeTransfer
Record UpdatedFeb 11, 2021
Title CompanyRGS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$377.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4740 CAMBRIA RD FREDERICK MD 217032909, FREDERICK, MD 21703-2909

Mortgage

Document Number143620223
DateDec 15, 2020
Book Page014362/000223
Lender
NamePRESIDENTIAL BK
TypeBank
AddressBETHESDA, MD 20814
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 14, 2050

April 2017: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateApr 26, 2017
Property Address4740 CAMBRIA RD, FREDERICK, MD 21703-2909
Document Number0117860222
Book / Page11786 / 0222
Map ReferenceMB95 PG114
Instrument DateMar 29, 2017
Instrument11786-0222
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 9, 2021
Title CompanyRESIDENTIAL TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,056.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4740 CAMBRIA RD, FREDERICK, MD 21703-2909

Mortgage

Document Number117860231
DateApr 26, 2017
Instrument11786-0231
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,093.00 (+14.91%) Homeowner's exemption$419,467 (+13.17%)$468,600 (+18.66%) Land $105,000 Building $363,600
2023$4,432.00$370,667$394,900 Land $95,000 Building $299,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

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