Frederick County property record for 4738 Cambria Rd, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,660 sqft · built 2016 |
| Lot Size | 0.055 acres (2,376 sqft) |
| Owner | Individual Name on File |
| Last Sale | $359,000 (Apr 2017) |
| Tax Bill | $5,365 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jan 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-591745 |
| Primary APN | 01-591745 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,660 sqft Living Area |
| Gross Area | 3,000 sqft |
| 1st Floor Area | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,376 sqft (0.055 acres) |
| Garage Type | Attached |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 591745 |
|---|---|
| Street Address | 4738 CAMBRIA RD |
| City | FREDERICK |
| State | MD |
| Zip | 21703-2909 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 169 PLAT 2 SECTI 2,376 SQ FT MANORS AT BALLENGER CREE |
| Legal Subdivision | MANORS AT BALLENGER CREEK |
| Legal Lot Number | 169 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 1, BUCKEYSTOWN |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 752301 |
4738 Cambria Rd, a townhouse, is owned and occupied by an individual who bought it in April 2017.
Source: Frederick County records, as of March 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4738 CAMBRIA RD, FREDERICK, MD 21703-2909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jan 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Mar 16, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Apr 26, 2017 | Grant Deed, Subdivision Related Transfer · Conventional with PMI DHI MTG |
| Apr 26, 2017 | Grant Deed, Subdivision Related Transfer STEWART TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2017 · Amount on File |
| Deed Sale | Apr 26, 2017 · Amount on File |
| Deed Document Number | 201711786-0375 |
| Deed Book / Page | 11786 / 375 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4738 CAMBRIA RD, FREDERICK, MD 21703-2909 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4738 CAMBRIA RD, FREDERICK, MD 21703-2909 |
| Document Number | 0177690407 |
|---|---|
| Date | Mar 17, 2026 |
| Book Page | 17769/407 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Feb 1, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4738 CAMBRIA RD, FREDERICK, MD 21703-2909 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 4738 CAMBRIA RD, FREDERICK, MD 21703-2909 |
| Document Number | 0156380207 |
|---|---|
| Date | Jan 6, 2022 |
| Book Page | 15638/207 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4738 CAMBRIA RD, FREDERICK, MD 21703-2909 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 4738 CAMBRIA RD, FREDERICK, MD 21703-2909 |
| Document Number | 0157960302 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | 15796/302 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 26, 2017 |
| Property Address | 4738 CAMBRIA RD, FREDERICK, MD 21703-2909 |
| Document Number | 0117860380 |
| Book / Page | 011786 / 000380 |
| Instrument Date | Mar 29, 2017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 22, 2018 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $359.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4738 CAMBRIA RD FREDERICK MD 217032909, FREDERICK, MD 21703-2909 |
| Document Number | 117860383 |
|---|---|
| Date | Apr 26, 2017 |
| Book Page | 011786/000383 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 25, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 26, 2017 |
| Property Address | 4738 CAMBRIA RD, FREDERICK, MD 21703-2909 |
| Document Number | 0117860375 |
| Book / Page | 011786 / 000375 |
| Instrument Date | Mar 29, 2017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 23, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $359.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4738 CAMBRIA RD FREDERICK MD 217032909, FREDERICK, MD 21703-2909 |
The 2025 property tax bill for 4738 Cambria Rd was $5,365, up 8.5% from the year before.
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,365.00 (+8.47%) | $431,900 | $493,300 Land $105,000 Building $388,300 |
| 2024 | $4,946.00 (+8.7%) | ||
| 2023 | $4,550.00 | $380,733 | $401,200 Land $95,000 Building $306,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4738 Cambria Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4738 Cambria Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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