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4732 Cambria Rd, Frederick, MD 21703 Property Records

Frederick County property record for 4732 Cambria Rd, Frederick, MD 21703 · Last verified June 2026

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,640 sqft · built 2016
Lot Size0.044 acres (1,936 sqft)
Owner2 Individual Names on File
Last Sale$324,890 (Sep 2017)
Tax Bill$4,627 (2024)
Deeds & MortgagesOct 2025 Mortgage
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-591743

Property Details

APN / Parcel Number

Primary APN01-591743
Alternative APN
  • 591743

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,640 sqft Living Area
Gross Area2,980 sqft
1st Floor Area880 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,936 sqft (0.044 acres)
Garage TypeAttached
Garage Area340 sqft
Parking Spaces1 Parking Space
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number591743
Street Address4732 CAMBRIA RD
CityFREDERICK
StateMD
Zip21703-2909
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 167 PLAT 2 SECTI 1,936 SQ FT MANORS AT BALLENGER CREE
Legal SubdivisionMANORS AT BALLENGER CREEK
Legal Lot Number167
JurisdictionFREDERICK MD
Township / Civil Division1, BUCKEYSTOWN
Census Block Group4
Census Block4013
Census Tract752301

Owner

Source: Frederick County records · APN 01-591743

Assessment roll updated August 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4732 CAMBRIA RD, FREDERICK, MD 21703-2909
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2025Deed of Trust, Mortgage · FHA Mortgage
M & T BANK
Jul 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
M & T BANK
Sep 21, 2017Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 21, 2017 · Amount on Record
Deed SaleSep 21, 2017 · Amount on Record
Deed Document Number201712041-0276
Deed Book / Page12041 / 276
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4732 CAMBRIA RD, FREDERICK, MD 21703-2909
Transaction TypeMortgage
Record UpdatedOct 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4732 CAMBRIA RD, FREDERICK, MD 21703-2909

Mortgage

Document Number0175470187
DateOct 07, 2025
Book Page17547/187
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4732 CAMBRIA RD, FREDERICK, MD 21703-2909
Transaction TypeMortgage
Record UpdatedAug 06, 2021
Title CompanyLAFAYETTE SETTLEMENT SERVICES, LAFAYETTE SETMNT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4732 CAMBRIA RD, FREDERICK, MD 21703-2909

Mortgage

Document Number0151240130
DateJul 26, 2021
Book Page15124/130
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term318 Months
DueJan 01, 2048

September 2017: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 21, 2017
Property Address4732 CAMBRIA RD, FREDERICK, MD 21703-2909
Document Number0120410276
Book / Page12041 / 0276
Map ReferenceMB95 PG114
Instrument DateSep 01, 2017
Instrument12041-0276
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 09, 2021
Title CompanyRESIDENTIAL TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4732 CAMBRIA RD, FREDERICK, MD 21703-2909

Mortgage

Document Number120410284
DateSep 21, 2017
Instrument12041-0284
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$416,900 (+12.95%)$465,700 (+18.65%) Land $105,000 Building $360,700
2024$4,627.00 (+8.44%)
2023$4,267.00 Homeowner's exemption$369,100$392,500 Land $95,000 Building $297,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217523014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 237 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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