474 White Oak Ln, Riverwoods (Deerfield), IL 60015 Property Records

Lake County property record for 474 White Oak Ln, Riverwoods, IL 60015

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,152 sqft · built 1978
Lot Size	2.06 acres (89,751 sqft)
Owner	Company Name on Record
Last Sale	$558,000 (Jan 2021)
Tax Bill	$15,486 (2024)
Deeds & Mortgages	Apr 2021 Transfer Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-36-103-020`

Property Details

APN / Parcel Number

Primary APN	`15-36-103-020`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,152 sqft Living Area
Gross Area	5,662 sqft
1st Floor Area	3,152 sqft
Basement Area	1,616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	89,751 sqft (2.06 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	318 sqft
Deck Area	Deck Area
Patio Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	474 WHITE OAK LN
City	RIVERWOODS
State	IL
Zip	60015-3755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER WOODS SUB LOT 87
Legal Subdivision	RIVER WOODS SUB
Legal Lot Number	87
Jurisdiction	LAKE IL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1021
Census Tract	864524

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	474 WHITE OAK LN, RIVERWOODS, IL 60015-3755
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE INSURANCE CO
Jan 5, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jan 27, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2021 · Amount on Record
Deed Sale	Jan 27, 2021 · Amount on Record
Prior Sale	Mar 21, 1996 · Amount on Record
Deed Document Number	20217743453
Last Transfer Date	Apr 1, 2021
Transfer Doc	0007780909
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IL
Recording Date	Apr 27, 2021
Property Address	474 WHITE OAK LN, RIVERWOODS, IL 60015-3755
Document Number	0007780909
Map Reference	DOC 888721
Instrument Date	Apr 1, 2021
Instrument	7780909
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 WHITE OAK LN, RIVERWOODS, IL 60015-3755
Investor	Possibly a Property Investor

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	474 WHITE OAK LN, RIVERWOODS, IL 60015-3755
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007455763
Date	Jan 5, 2018
Instrument	7455763

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jan 27, 2021
Property Address	474 WHITE OAK LN, RIVERWOODS, IL 60015-3755
Document Number	0007743453
Map Reference	DOC 888721
Instrument Date	Nov 30, 2020
Instrument	7743453
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	MULTIPLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$558.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	474 WHITE OAK LN, RIVERWOODS, IL 60015-3755
Investor	Possibly a Property Investor

Mortgage

Document Number	0007743454
Date	Jan 27, 2021
Instrument	7743454

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Vernon Township
Municipality	Riverwoods Village
Elementary School District	Deerfield School District 109 (PK - 08)
Secondary School District	Township High School District 113 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$220,012 (+16.97%) Land $121,528 Building $98,484	$660,102 (+16.97%) Land $364,620 Building $295,482
2024	$15,486.00 (+0.94%)
2023	$15,342.00 (-0.67%)	$188,100 (+0.39%) Land $103,901 Building $84,199	$564,356 (+0.39%) Land $311,734 Building $252,622
2022	$15,445.00	$187,369 Land $103,497 Building $83,872	$562,163 Land $310,522 Building $251,641

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Dec 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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