471 White Oak Ln, Riverwoods (Deerfield), IL 60015 Property Records

Lake County property record for 471 White Oak Ln, Riverwoods, IL 60015

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,272 sqft · built 1959
Lot Size	2.12 acres (92,617 sqft)
Owner	Individual Name on Record
Tax Bill	$19,536 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-36-103-024`

Property Details

APN / Parcel Number

Primary APN	`15-36-103-024`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,272 sqft Living Area
Gross Area	5,014 sqft
1st Floor Area	3,017 sqft
Upper Floors Area	1,255 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1978
Lot Area	92,617 sqft (2.12 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	301 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	471 WHITE OAK LN
City	RIVERWOODS
State	IL
Zip	60015-3755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER WOODS SUB LOT 70
Legal Subdivision	RIVER WOODS SUB
Legal Lot Number	70
Jurisdiction	LAKE IL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1021
Census Tract	864524

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	471 WHITE OAK LN, RIVERWOODS, IL 60015-3755
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Sep 3, 2025	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 1994
Deed Sale	Feb 9, 1994
Deed Document Number	19943489509
Last Transfer Date	Jun 17, 2024
Transfer Doc	0008041508
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	471 WHITE OAK LN, RIVERWOODS, IL 60015-3755
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 WHITE OAK LN, RIVERWOODS, IL 60015-3755

Mortgage

Document Number	0008127720
Date	Oct 14, 2025
Instrument	8127720

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	HUNTINGTON BEACH, CA 92647

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.12%

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IL
Recording Date	Sep 3, 2025
Property Address	471 WHITE OAK LN, RIVERWOODS, IL 60015-3755
Document Number	0008119017
Map Reference	MB 33 PG 62
Instrument Date	Jun 16, 2025
Instrument	8119017
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	UNKNOWN, PT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$828.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 WHITE OAK LN, RIVERWOODS, IL 60015-3755

Mortgage

Document Number	0008119018
Date	Sep 3, 2025
Instrument	8119018

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2055

Interest

Rate	7.25%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Vernon Township
Municipality	Riverwoods Village
Elementary School District	Deerfield School District 109 (PK - 08)
Secondary School District	Township High School District 113 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$275,696 (+9.26%) Land $120,861 Building $154,835	$827,170 (+9.26%) Land $362,619 Building $464,551
2024	$19,536.00 (+4.26%)	$252,326 (+8.1%) Land $110,616 Building $141,710	$757,054 (+8.1%) Land $331,881 Building $425,173
2023	$18,738.00 (+4.12%)	$233,419 (+0.39%) Land $102,327 Building $131,092	$700,327 (+0.39%) Land $307,012 Building $393,315
2022	$17,996.00	$232,512 Land $101,929 Building $130,583	$697,606 Land $305,818 Building $391,788

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Dec 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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