470 White Oak Ln, Riverwoods (Deerfield), IL 60015 Property Records

Lake County property record for 470 White Oak Ln, Riverwoods, IL 60015

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,276 sqft · built 1979
Lot Size	2.06 acres (89,751 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (Oct 2015)
Tax Bill	$32,260 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`15-36-103-021`

Property Details

APN / Parcel Number

Primary APN	`15-36-103-021`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	5,276 sqft Living Area
Gross Area	7,126 sqft
1st Floor Area	5,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	89,751 sqft (2.06 acres)
Lot Dimensions	383 ft deep x 238 ft wide
Garage Type	Attached
Garage Area	966 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	884 sqft
Deck Area	Deck Area
Patio Area	791 sqft

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Well

Location & Zoning

Street Address	470 WHITE OAK LN
City	RIVERWOODS
State	IL
Zip	60015-3755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER WOODS SUB LOT 88N
Legal Subdivision	RIVER WOODS SUB
Legal Lot Number	88N
Jurisdiction	LAKE IL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1021
Census Tract	864524

Owner

470 White Oak Ln is owned and occupied by two individuals who acquired it in March 2021.

Source: Lake County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	470 WHITE OAK LN, RIVERWOODS, IL 60015-3755
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Aug 19, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2015 · Amount on File
Deed Sale	Oct 14, 2015 · Amount on File
Prior Sale	Jun 22, 2004 · Amount on File
Deed Document Number	20157238815
Last Transfer Date	Mar 18, 2021
Transfer Doc	0007818710
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	470 WHITE OAK LN, RIVERWOODS, IL 60015-3755
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007829910
Date	Sep 28, 2021
Instrument	7829910

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Sep 1, 2028
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	7.5%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IL
Recording Date	Aug 19, 2021
Property Address	470 WHITE OAK LN, RIVERWOODS, IL 60015-3755
Document Number	0007818710
Map Reference	DOC 888721
Instrument Date	Jul 29, 2021
Instrument	7818710
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	470 WHITE OAK LN, RIVERWOODS, IL 60015-3755

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Vernon Township
Municipality	Riverwoods Village
Elementary School District	Deerfield School District 109 (PK - 08)
Secondary School District	Township High School District 113 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$430,921 Land $118,617 Building $312,304	$1,292,893 Land $355,887 Building $937,006
2024	$32,260.00 (+5.64%)
2023	$30,537.00 (+11.93%)	$368,416 (+0.39%) Land $101,411 Building $267,005	$1,105,358 (+0.39%) Land $304,263 Building $801,095
2022	$27,283.00	$366,985 Land $101,017 Building $265,968	$1,101,065 Land $303,081 Building $797,984

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 470 White Oak Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Dec 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 470 White Oak Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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