Dallas County property record for 474 Waterfall Cir, Lancaster, TX 75146
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 4,017 sqft · built 2004 |
| Lot Size | 0.185 acres (8,050 sqft) |
| Owner | Individual Name on File |
| Last Sale | $222,500 (Jan 2005) |
| Tax Bill | $6,947 (2025) |
| Deeds & Mortgages | Feb 2019 Loan Modification Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 360830000B03200 |
| Primary APN | 360830000B03200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,017 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,050 sqft (0.185 acres) |
| Lot Dimensions | 115 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 360830000B03200 |
|---|---|
| Street Address | 474 WATERFALL CIR |
| City | LANCASTER |
| State | TX |
| Zip | 75146-2932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | Z353 |
| Legal Description | SPRING CREEK ESTATES BLK B LT 32 VOL2005006/6659 DD12302004 CO-DC 0830000B03200 4CN0830000B |
| Legal Subdivision | SPRING CREEK ESTATES |
| Legal Tract | 8300 |
| Legal Block | B |
| Legal Lot Number | 32 |
| Jurisdiction | DALLAS TX |
| Township / Civil Division | SOUTHWEST DALLAS |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 16802 |
Source: Dallas County records · APN 360830000B03200
Assessment roll updated August 10, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 474 WATERFALL CIR, LANCASTER, TX 75146-2932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 02, 2019 | Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK |
| Jan 28, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 07, 2005 · Amount on Record |
| Deed Sale | Jan 07, 2005 · Amount on Record |
| Deed Book / Page | 2005006 / 6659 |
| Prior Transfer Date | Dec 30, 2004 |
| Prior Transfer Doc | 2005006659 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DALLAS TX |
| Property Address | 474 WATERFALL CIR, LANCASTER, TX 75146-2932 |
| Document Number | 0000043982 |
| Instrument Date | Feb 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 474 WATERFALL CIR LANCASTER TX 751462932, LANCASTER, TX 75146-2932 |
| Document Number | 0000043982 |
|---|---|
| Date | Feb 21, 2019 |
| Instrument | 43982 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219-6009 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2049 |
| Rate | 3.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DALLAS TX |
| Property Address | 474 WATERFALL CIR, LANCASTER, TX 75146-2932 |
| Document Number | 0000043984 |
| Instrument Date | Jan 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 474 WATERFALL CIR LANCASTER TX 751462932, LANCASTER, TX 75146-2932 |
| Document Number | 0000043984 |
|---|---|
| Date | Feb 21, 2019 |
| Instrument | 43984 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2049 |
Source: Dallas County records · Assessment roll updated August 10, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Dallas County |
| Municipality | Lancaster City |
| Unified School District | Lancaster Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $418,010 (-1.5%) Land $80,000 Building $338,010 | $418,010 (-1.5%) Land $80,000 Building $338,010 | |
| 2025 | $6,947.00 (+4.23%) Homeowner's exemption | $424,380 (-3.12%) Land $80,000 Building $344,380 | $424,380 (-3.12%) Land $80,000 Building $344,380 |
| 2024 | $6,665.00 (+9.39%) | ||
| 2023 | $6,093.00 (-8.76%) Homeowner's exemption | $438,040 Land $80,000 Building $358,040 | $438,040 Land $80,000 Building $358,040 |
| 2022 | $6,678.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1994–2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2007 · Hurricane Dean |
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Hotwire Communications.
Based on FCC filings for 389 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LANCASTER serves 40,449 people |
|---|---|
| Water Source | Purchased surface water from DALLAS WATER UTILITY |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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