469 Waterfall Cir, Lancaster, TX 75146 Property Records

Dallas County property record for 469 Waterfall Cir, Lancaster, TX 75146

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 4,000 sqft · built 2003
Lot Size	0.201 acres (8,766 sqft)
Owner	Individual Name on Record
Last Sale	$354,547 (Jan 2025)
Tax Bill	$9,196 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`360830000B03900`

Property Details

APN / Parcel Number

Primary APN	`360830000B03900`
Alternative APN	`36-08300-00B-039-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,000 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,766 sqft (0.201 acres)
Lot Dimensions	115 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	360830000B03900
Street Address	469 WATERFALL CIR
City	LANCASTER
State	TX
Zip	75146-2933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z239
Legal Description	SPRING CREEK ESTATES BLK B LT 39 INT202500008344 DD12202024 CO-DC 0830000B03900 4CN0830000B
Legal Subdivision	SPRING CREEK ESTATES
Legal Tract	8300
Legal Block	B
Legal Lot Number	39
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	3
Census Block	3002
Census Tract	16802

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	469 WATERFALL CIR, LANCASTER, TX 75146-2933
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Oct 27, 2022	Intrafamily Transfer, Transfer
May 11, 2022	Warranty Deed, Transfer TEXAS AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2025 · Amount on Record
Deed Sale	Jan 15, 2025 · Amount on Record
Prior Sale	Oct 27, 2022
Deed Document Number	20258344
Prior Transfer Date	Oct 21, 2022
Prior Transfer Doc	0000281589
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Recording Date	Jun 11, 2026
Property Address	469 WATERFALL CIR, LANCASTER, TX 75146-2933
Document Number	0000125720
Instrument Date	May 20, 2026
Instrument	2026125720
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469 WATERFALL CIR, LANCASTER, TX 75146-2933

Mortgage

Document Number	0000125720,
Date	Jun 11, 2026
Instrument	2026125720

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2066

Interest

Rate	6.23%
Max Rate	-1%

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DALLAS TX
Recording Date	Oct 27, 2022
Property Address	469 WATERFALL CIR, LANCASTER, TX 75146-2933
Document Number	0000281588
Map Reference	VOL 2000213 PG 40
Instrument Date	Oct 21, 2022
Instrument	202200281588
Transaction Type	Transfer
Record Updated	Nov 10, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 120, CHICAGO, IL 60606-6995

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	May 11, 2022
Property Address	469 WATERFALL CIR, LANCASTER, TX 75146-2933
Document Number	0000133960
Map Reference	VOL 2002057 PG 6
Instrument Date	May 5, 2022
Instrument	202200133960
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	TEXAS AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Lancaster City
Unified School District	Lancaster Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,000 (-) Land $80,000 Building $310,000	$390,000 (-) Land $80,000 Building $310,000
2025	$9,196.00 (-7.82%)	$390,000 (-10.54%) Land $80,000 Building $310,000	$390,000 (-10.54%) Land $80,000 Building $310,000
2024	$9,976.00 (-5.08%)
2023	$10,510.00 (-9%)	$435,940 Land $80,000 Building $355,940	$435,940 Land $80,000 Building $355,940
2022	$11,550.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1994–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2007 · Hurricane Dean

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 40,449 people · EPA ID TX0570013
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Nextlink.

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