Elko County property record for 474 S 7th St, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 1,281 sqft · built 1952 |
| Lot Size | 0.146 acres (6,360 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Nov 2006) |
| Tax Bill | $1,475 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 001-424-006 |
| Primary APN | 001-424-006 |
|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,281 sqft Living Area |
| Gross Area | 2,562 sqft |
| 1st Floor Area | 1,281 sqft |
| Basement Area | 1,281 sqft |
| Interior Walls | Unfinished |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 6,360 sqft (0.146 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 740 sqft |
| Patio Area | 240 sqft |
| Canopy | 240 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 474 S 7TH ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-4214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR-SA |
| Legal Description | BIEGLER ADDITION FILE 76454,AND A PORTION OF,DESC AS FOLLOWS,BEG AT COR 1, WHICH IS ALSO THE EAST CORNER OF,LOT 6 BLOCK C, BI |
| Legal Subdivision | BIEGLER ADDITION |
| Legal Block | C |
| Legal Lot Number | 7 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2082 |
| Census Tract | 951300 |
474 S 7th St is owned and occupied by an individual who bought it in November 2006.
Source: Elko County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 474 S 7TH ST, ELKO, NV 89801-4214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2006 · Amount on File |
| Deed Sale | Nov 7, 2006 · Amount on File |
| Deed Document Number | 2006562965 |
| Prior Transfer Date | Nov 2, 2006 |
| Prior Transfer Doc | 0000562966 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 474 S 7TH ST, ELKO, NV 89801-4214 |
| Document Number | 0000729671 |
| Instrument Date | Jun 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 474 S 7TH ST ELKO NV 898014214, ELKO, NV 89801-4214 |
| Document Number | 0000729671 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 729671 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | EL PASO, TX 79935 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 17, 2047 |
The 2026 property tax bill for 474 S 7th St was $1,475, up 3.1% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,475.00 (+3.07%) | $50,363 (-0.74%) Land $12,950 Building $37,413 | $143,894 (-0.74%) Land $37,000 Building $106,894 |
| 2025 | $1,431.00 | $50,739 Land $12,950 Building $37,789 | $144,969 Land $37,000 Building $107,969 |
| 2023 | $1,266.00 (+20.23%) | $39,972 (+31.6%) Land $5,530 Building $34,442 | $114,206 (+31.6%) Land $15,800 Building $98,406 |
| 2022 | $1,053.00 | $30,374 Land $5,530 Building $24,844 | $86,783 Land $15,800 Building $70,983 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 474 S 7th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 9 (1995–2017) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 474 S 7th St is high, ranking above 87% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 69% of Nevada |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Communications Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: CC Communications Broadband, Rise Broadband.
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