Elko County property record for 491 S 7th St, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,162 sqft · built 1935 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Sep 2005) |
| Tax Bill | $1,670 (2026) |
| Deeds & Mortgages | Oct 2022 Transfer Oct 2022 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 001-431-018 |
| Primary APN | 001-431-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,162 sqft Living Area |
| Basement Area | 558 sqft |
| Finished Basement | 558 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Type | Detached |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 360 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 491 S 7TH ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-4213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR-SA |
| Legal Description | RIVERSIDE ADDITION FILE 40527 A PORTION OF,AND THE NW4SW4 OF,MDB&M DESCRIBED AS FOLLOWS,BEG AT COR 1, THE SE COR OF LOT 12 BL |
| Legal Range | 55E |
| Legal Township | 34N |
| Legal Section | 14 |
| Legal Subdivision | RIVERSIDE ADDITION |
| Legal Block | D |
| Legal Lot Number | 12 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2070 |
| Census Tract | 951300 |
491 S 7th St is owned and occupied by an individual who acquired it in October 2022.
Source: Elko County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 491 S 7TH ST, ELKO, NV 89801-4213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Oct 21, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2005 · Amount on File |
| Deed Sale | Sep 19, 2005 · Amount on File |
| Deed Document Number | 2005540610 |
| Last Transfer Date | Oct 20, 2022 |
| Transfer Doc | 0000812297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Oct 21, 2022 |
| Property Address | 491 S 7TH ST, ELKO, NV 89801-4213 |
| Document Number | 0000812296 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 812296 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 491 S 7TH ST, ELKO, NV 89801-4213 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Oct 21, 2022 |
| Property Address | 491 S 7TH ST, ELKO, NV 89801-4213 |
| Document Number | 0000812297 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 812297 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 491 S 7TH ST, ELKO, NV 89801-4213 |
The 2026 property tax bill for 491 S 7th St was $1,670, up 3% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,670.00 (+3.02%) | $56,497 (-0.09%) Land $25,025 Building $31,472 | $161,420 (-0.09%) Land $71,500 Building $89,920 |
| 2025 | $1,621.00 (+2.92%) | $56,546 Land $25,025 Building $31,521 | $161,560 Land $71,500 Building $90,060 |
| 2024 | $1,575.00 (+8.02%) | ||
| 2023 | $1,458.00 (+3.04%) | $42,060 (+8.89%) Land $11,480 Building $30,580 | $120,171 (+8.89%) Land $32,800 Building $87,371 |
| 2022 | $1,415.00 | $38,625 Land $11,480 Building $27,145 | $110,357 Land $32,800 Building $77,557 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 491 S 7th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 9 (1995–2017) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 491 S 7th St is high, ranking above 87% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 69% of Nevada |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Communications Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: CC Communications Broadband, Rise Broadband.
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