424 S 7th St, Elko, NV 89801 Property Records

Elko County property record for 424 S 7th St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,839 sqft · built 1967
Lot Size	0.194 acres (8,451 sqft)
Owner	Individual Name on File
Last Sale	$222,000 (Feb 2021)
Tax Bill	$1,395 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`001-424-003`

Property Details

APN / Parcel Number

Primary APN	`001-424-003`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,839 sqft Living Area
Gross Area	2,938 sqft
Basement Area	1,099 sqft

Exterior

Year Built	Built 1967
Construction Type	Frame
Roof Material	Metal
Lot Area	8,451 sqft (0.194 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	192 sqft
Fence	Fence
Canopy	162 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	424 S 7TH ST
City	ELKO
State	NV
Zip	89801-4214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR-SA
Legal Description	BIEGLER ADDITION FILE 76454,DESCRIBED AS FOLLOWS,BEG AT COR 1, WHENCE THE MOST N'LY COR OF SAID,BLOCK C BEARS N 50 19' W 75.0
Legal Subdivision	BIEGLER ADDITION
Legal Block	C
Legal Lot Number	2
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2082
Census Tract	951300

Owner

Source: Elko County records · APN 001-424-003

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	424 S 7TH ST, ELKO, NV 89801-4214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 12, 2021 · Amount on Record
Deed Sale	Feb 12, 2021 · Amount on Record
Prior Sale	Jun 22, 2016
Deed Document Number	782473
Record Updated	Jun 08, 2026

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Feb 12, 2021
Property Address	424 S 7TH ST, ELKO, NV 89801-4214
Document Number	0000782473
Instrument Date	Feb 04, 2021
Instrument	782473
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$865.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 S 7TH ST, ELKO, NV 89801-4214

Mortgage

Document Number	0000782474
Date	Feb 12, 2021
Instrument	782474

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2036

Tax Assessment & Valuation

Source: Elko County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,395.00 (+13.14%)	$49,881 (+26.79%) Land $13,650 Building $36,231	$142,517 (+26.79%) Land $39,000 Building $103,517
2023	$1,233.00 (+7.69%)	$39,340 (+22.08%) Land $6,020 Building $33,320	$112,400 (+22.08%) Land $17,200 Building $95,200
2022	$1,145.00	$32,225 Land $6,020 Building $26,205	$92,071 Land $17,200 Building $74,871

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 23, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	9 (1995–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 6 claims

Wildfire

Wildfire Risk	High above 87% of the US · above 69% of Nevada
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito West Holding Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Networks Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Churchill County, State of Nevada, JAB Wireless.

Based on FCC filings for 513 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF ELKO serves 23,000 people
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.