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  2. North Carolina
  3. Cherokee County
  4. Marble
  5. Mountain Top Rd

240 Mountain Top Rd, Marble, NC 28905 Property Records

Cherokee County property record for 240 Mountain Top Rd, Marble, NC 28905

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 952 sqft · built 1986
Lot Size0.78 acres (33,977 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Feb 2026)
Tax Bill$391 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN552300256265000

Property Details

APN / Parcel Number

Primary APN552300256265000
Alternative APN
  • 440045090400

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area952 sqft Heated Area
Gross Area1,460 sqft
1st Floor Area952 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1991
Exterior MaterialWood
Roof TypeGable
Roof MaterialMetal
Lot Area33,977 sqft (0.78 acres)
Lot Dimensions313 ft deep x 114 ft wide
PorchPatio
Porch Area168 sqft
Deck Area340 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number440045090400
Street Address240 MOUNTAIN TOP RD
CityMARBLE
StateNC
Zip28905-8355
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 MAX PAYNE SUB 698/65 736/138
Legal SubdivisionMAX PAYNE SUB
Legal Lot Number7
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group2
Census Block2023
Census Tract930401

Owner

Source: Cherokee County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address240 MOUNTAIN TOP RD, MARBLE, NC 28905-8355
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2026Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Sep 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 13, 2026 · Amount on Record
Deed SaleFeb 13, 2026 · Amount on Record
Prior SaleSep 1, 1997 · Amount on Record
Deed Document Number2026712
Deed Book / Page1795 / 738
Record UpdatedJun 8, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateFeb 13, 2026
Property Address240 MOUNTAIN TOP RD, MARBLE, NC 28905-8355
Document Number001795/738
Book / Page1795 / 738
Map ReferenceCAB B SL 13D
Instrument DateFeb 9, 2026
Instrument712
Transaction TypeTransfer
Record UpdatedFeb 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address240 MOUNTAIN TOP RD, MARBLE, NC 28905-8355

Mortgage

Document Number001795/742
DateFeb 13, 2026
Book Page1795/742
Instrument713
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Address8241 DOW CIR, STRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address240 MOUNTAIN TOP RD, MARBLE, NC 28905-8355
Transaction TypeMortgage
Record UpdatedOct 7, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1691/715
DateSep 21, 2021
Book Page1691/715
Instrument6319
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueOct 1, 2046

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$391.00$87,250 (-)$87,250 (-) Land $15,000 Building $72,250
2023$87,250$87,250 Land $15,000 Building $72,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimApr 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 81% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peachtree Broadband Fiber
Cable		500 / 30

Cell Coverage

4G LTE only, no 5G reported

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