Harrison County property record for 474 Division St, Biloxi, MS 39530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,189 sqft · built 1941 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Sep 2020 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 1410G-01-014.000 |
| Primary APN | 1410G-01-014.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,189 sqft Adjusted Area |
| 1st Floor Area | 1,050 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 474 DIVISION ST |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39530-2513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIFE ESTATE 2012-124 & 2020-3511 LOT 50 X 150 FT S BY DIVISION ST E BY ALLEY N BY TRACTION CO W BY MANUEL SEC BLK 66 |
| Legal Range | 09W |
| Legal Township | 07S |
| Legal Section | 33 |
| Legal Block | 66 |
| Legal Lot Number | 50 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 4000 |
474 Division St is owned and occupied by an individual who acquired it in September 2020.
Source: Harrison County records, as of November 6, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 474 DIVISION ST, BILOXI, MS 39530-2513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 23, 2020 |
| Transfer Doc | 20200003511DJ2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Sep 24, 2020 |
| Property Address | 474 DIVISION ST, BILOXI, MS 39530-2513 |
| Document Number | 20200003511DJ2 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 2020-0003511-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Title Company | NOT AVAILABLE, ESPLANADE LAND & TITLE CO LL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 195 KELLER AVE, 195, BILOXI, MS 39530-3967 |
| Name | Verified Name |
|---|---|
| Address | 474 DIVISION ST, BILOXI, MS 39530-2513 |
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $7,038 | $70,377 Land $13,800 Building $56,577 |
| 2023 | $6,721 | $67,213 Land $13,800 Building $53,413 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 474 Division St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 17.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 14 (2005–2020) |
| Most Recent Claim | Oct 2020 · Hurricane Zeta |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 474 Division St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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