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4738 Perception Cir, Milton, FL 32570 Property Records

Santa Rosa County property record for 4738 Perception Cir, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,960 sqft · built 2020
Lot Size0.282 acres (12,327 sqft)
OwnerIndividual Name on Record
Last Sale$307,000 (Mar 2025)
Tax Bill$2,360 (2024)
Deeds & MortgagesOct 2020 Sale & Mortgage
Aug 2017 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-2N-29-5715-00K00-0260

Property Details

APN / Parcel Number

Primary APN26-2N-29-5715-00K00-0260

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,960 sqft Heated Area
Gross Area2,636 sqft
1st Floor Area2,444 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area12,327 sqft (0.282 acres)
Lot Dimensions1,370 ft deep x 900 ft wide
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number262N29571500K000260
Street Address4738 PERCEPTION CIR
CityMILTON
StateFL
Zip32570-8199
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionWHISPER CREEK PHASE TWO LOT 26 BLK K AS DES IN OR 4019 PG 466
Legal Range29W
Legal Township02N
Legal Section26
Legal SubdivisionWHISPER CREEK
Legal Phase2
Legal BlockK
Legal Lot Number26
JurisdictionSANTA ROSA FL
Township / Civil DivisionSKYLINE
Census Block Group1
Census Block1018
Census Tract10504

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4629 EAGLES RIDGE RD, PACE, FL 32571-1427
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
SHELTER MORTGAGE COMPANY LLC
Aug 24, 2017Grant Deed, Transfer
HB TITLE/FLORIDA INC
Aug 24, 2017Loan Modification, Mortgage
FIFTH THIRD BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 28, 2025 · Amount on Record
Deed SaleMar 28, 2025 · Amount on Record
Prior SaleOct 23, 2020 · Amount on Record
Deed Document Number202513465
Deed Book / Page4599 / 1683
Record UpdatedJun 8, 2026

October 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 23, 2020
Property Address4738 PERCEPTION CIR, MILTON, FL 32570-8199
Document Number0040190466
Book / Page4019 / 466
Map ReferenceMB 11 PG 26&27
Instrument DateSep 21, 2020
Instrument202055494
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 2, 2022
Title CompanyHB TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,737.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2285 W FAU GALLIE BLVD, 2285, MELBOURNE, FL 32935

Transferred To (Grantee/Buyer)

NameVerified Name
Address4738 PERCEPTION CIR, MILTON, FL 32570-8199

Mortgage

Document Number0004019469
DateOct 23, 2020
Instrument4019/469
Lender
NameSHELTER MORTGAGE COMPANY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA ROSA FL
Recording DateAug 24, 2017
Property Address4738 PERCEPTION CIR, MILTON, FL 32570-8199
Document Number0036550698
Book / Page003655 / 000698
Instrument DateAug 24, 2017
Instrument35153
Transaction TypeTransfer
Record UpdatedSep 8, 2017
Title CompanyHB TITLE/FLORIDA INC

Transaction

AmountAmount Recorded
Tax$4,637.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3942 W EAU GALLIE BLVD MELBOURNE FL 329347201, MELBOURNE, FL 32934-7201

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Recording DateAug 24, 2017
Property Address4738 PERCEPTION CIR, MILTON, FL 32570-8199
Document Number0036550700
Book / Page003655 / 000700
Instrument DateAug 24, 2017
Instrument35154
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyHB TITLE/FLORIDA INC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Mortgage

Document Number36550700
DateAug 24, 2017
Book Page003655/000700
Instrument35154
Lender
NameFIFTH THIRD BK
TypeBank
Address199 E MONTGOMERY AVE, ROCKVILLE, MD 20850-2381
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,360.00 (+1.86%) Homeowner's exemption$236,013 (+3%)$271,710 (-0.76%) Land $38,000 Building $233,710
2023$2,317.00 (+2.39%) Homeowner's exemption$229,139 (+3%)$273,781 (+6.43%) Land $38,000 Building $235,781
2022$2,263.00 Homeowner's exemption$222,465$257,236 Land $35,000 Building $222,236

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILTON, CITY OF WATER SYSTEM
serves 21,241 people · EPA ID FL1570146
Water SourceGroundwater
Last State InspectionFeb 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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