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4720 Perception Cir, Milton, FL 32570 Property Records

Santa Rosa County property record for 4720 Perception Cir, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,820 sqft · built 2020
Lot Size0.251 acres (10,934 sqft)
OwnerIndividual Name on File
Last Sale$251,500 (May 2020)
Tax Bill$3,149 (2024)
Deeds & MortgagesMay 2020 Sale & Mortgage
Aug 2017 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-2N-29-5715-00K00-0200

Property Details

APN / Parcel Number

Primary APN26-2N-29-5715-00K00-0200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,820 sqft Heated Area
Gross Area2,780 sqft
1st Floor Area2,500 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area10,934 sqft (0.251 acres)
Lot Dimensions1,370 ft deep x 800 ft wide
Garage Area680 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number262N29571500K000200
Street Address4720 PERCEPTION CIR
CityMILTON
StateFL
Zip32570-8199
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionWHISPER CREEK PHASE TWO LOT 20 BLK K AS DES IN OR 3946 PG 406
Legal Range29W
Legal Township02N
Legal Section26
Legal SubdivisionWHISPER CREEK
Legal Phase2
Legal BlockK
Legal Lot Number20
JurisdictionSANTA ROSA FL
Township / Civil DivisionSKYLINE
Census Block Group1
Census Block1018
Census Tract10504

Owner

Source: Santa Rosa County records · APN 26-2N-29-5715-00K00-0200

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4720 PERCEPTION CIR, MILTON, FL 32570-8199
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 01, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
SHELTER MORTGAGE COMPANY LLC
Aug 24, 2017Loan Modification, Mortgage
FIFTH THIRD BK
Aug 24, 2017Grant Deed, Transfer
HB TITLE/FLORIDA INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 01, 2020 · Amount on Record
Deed SaleMay 01, 2020 · Amount on Record
Prior SaleAug 24, 2017 · Amount on Record
Deed Document Number202020803
Deed Book / Page3946 / 406
Record UpdatedJun 08, 2026

May 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 01, 2020
Property Address4720 PERCEPTION CIR, MILTON, FL 32570-8199
Document Number0039460406
Book / Page3946 / 406
Map ReferenceMB 11 PG 26&27
Instrument DateApr 30, 2020
Instrument202020803
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 02, 2022
Title CompanyHB TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,760.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2293 W EAU GALLIE BLVD, 2293, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

NameVerified Name
Address4720 PERCEPTION CIR, MILTON, FL 32570-8199

Mortgage

Document Number0003946409
DateMay 01, 2020
Instrument3946/409
Lender
NameSHELTER MORTGAGE COMPANY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2050

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Recording DateAug 24, 2017
Property Address4720 PERCEPTION CIR, MILTON, FL 32570-8199
Document Number0036550700
Book / Page003655 / 000700
Instrument DateAug 24, 2017
Instrument35154
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyHB TITLE/FLORIDA INC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Mortgage

Document Number36550700
DateAug 24, 2017
Book Page003655/000700
Instrument35154
Lender
NameFIFTH THIRD BK
TypeBank
Address199 E MONTGOMERY AVE, ROCKVILLE, MD 20850-2381
Agreement
AmountAmount Recorded

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA ROSA FL
Recording DateAug 24, 2017
Property Address4720 PERCEPTION CIR, MILTON, FL 32570-8199
Document Number0036550698
Book / Page003655 / 000698
Instrument DateAug 24, 2017
Instrument35153
Transaction TypeTransfer
Record UpdatedSep 08, 2017
Title CompanyHB TITLE/FLORIDA INC

Transaction

AmountAmount Recorded
Tax$4,637.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3942 W EAU GALLIE BLVD MELBOURNE FL 329347201, MELBOURNE, FL 32934-7201

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$3,149.00 (-0.25%)$262,408 (-0.75%) Land $38,000 Building $224,408$262,408 (-0.75%) Land $38,000 Building $224,408
2023$3,157.00 (+6.3%)$264,398 (+5.52%) Land $38,000 Building $226,398$264,398 (+5.52%) Land $38,000 Building $226,398
2022$2,970.00$250,578$250,578 Land $35,000 Building $215,578

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies27 in force

Wildfire

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Mediacom Communications
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 180 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMILTON, CITY OF WATER SYSTEM
serves 21,241 people
Water SourceGroundwater
Last State InspectionFeb 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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