Santa Rosa County property record for 4726 Perception Cir, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,479 sqft · built 2020 |
| Owner | Individual Name on File |
| Last Sale | $227,000 (Dec 2020) |
| Tax Bill | $1,885 (2024) |
| Deeds & Mortgages | Jul 2023 Second Mortgage Dec 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-2N-29-5715-00K00-0210 |
| Primary APN | 26-2N-29-5715-00K00-0210 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,479 sqft Heated Area |
| 1st Floor Area | 1,899 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Depth | 1,370 ft Depth |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 262N29571500K000210 |
|---|---|
| Street Address | 4726 PERCEPTION CIR |
| City | MILTON |
| State | FL |
| Zip | 32570-8199 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WHISPER CREEK PHASE TWO LOT 21 BLK K AS DES IN OR 4046 PG 421 |
| Legal Range | 29W |
| Legal Township | 02N |
| Legal Section | 26 |
| Legal Subdivision | WHISPER CREEK |
| Legal Phase | 2 |
| Legal Block | K |
| Legal Lot Number | 21 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | SKYLINE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10504 |
Source: Santa Rosa County records · APN 26-2N-29-5715-00K00-0210
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4726 PERCEPTION CIR, MILTON, FL 32570-8199 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GULF WINDS FCU |
| Dec 21, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Aug 24, 2017 | Grant Deed, Transfer HB TITLE/FLORIDA INC |
| Aug 24, 2017 | Loan Modification, Mortgage FIFTH THIRD BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 21, 2020 · Amount on Record |
| Deed Sale | Dec 21, 2020 · Amount on Record |
| Prior Sale | Aug 24, 2017 · Amount on Record |
| Deed Document Number | 202069266 |
| Deed Book / Page | 4046 / 421 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4726 PERCEPTION CIR, MILTON, FL 32570-8199 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4726 PERCEPTION CIR, MILTON, FL 32570-8199 |
| Document Number | 0044141355 |
|---|---|
| Date | Jul 14, 2023 |
| Book Page | 4414/1355 |
| Instrument | 202331418 |
| Name | GULF WINDS FCU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32534 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Jul 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 21, 2020 |
| Property Address | 4726 PERCEPTION CIR, MILTON, FL 32570-8199 |
| Document Number | 0040460421 |
| Book / Page | 4046 / 421 |
| Map Reference | MB 11 PG 26&27 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 202069266 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | HB TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,589.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2285 W EAU GALLIE BLVD, 2285, MELBOURNE, FL 32935-3184 |
| Name | Verified Name |
|---|---|
| Address | 4726 PERCEPTION CIR, MILTON, FL 32570-8199 |
| Document Number | 0004046424 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 4046/424 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 24, 2017 |
| Property Address | 4726 PERCEPTION CIR, MILTON, FL 32570-8199 |
| Document Number | 0036550698 |
| Book / Page | 003655 / 000698 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 35153 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2017 |
| Title Company | HB TITLE/FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,637.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3942 W EAU GALLIE BLVD MELBOURNE FL 329347201, MELBOURNE, FL 32934-7201 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 24, 2017 |
| Property Address | 4726 PERCEPTION CIR, MILTON, FL 32570-8199 |
| Document Number | 0036550700 |
| Book / Page | 003655 / 000700 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 35154 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | HB TITLE/FLORIDA INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184 |
| Document Number | 36550700 |
|---|---|
| Date | Aug 24, 2017 |
| Book Page | 003655/000700 |
| Instrument | 35154 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | 199 E MONTGOMERY AVE, ROCKVILLE, MD 20850-2381 |
| Amount | Amount Recorded |
|---|
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,885.00 (+1.95%) Homeowner's exemption | $194,263 (+3%) | $229,079 (-0.73%) Land $38,000 Building $191,079 |
| 2023 | $1,849.00 (+2.55%) Homeowner's exemption | $188,605 (+3%) | $230,770 (+8.22%) Land $38,000 Building $192,770 |
| 2022 | $1,803.00 Homeowner's exemption | $183,112 | $213,237 Land $35,000 Building $178,237 |
Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 180 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MILTON, CITY OF WATER SYSTEM serves 21,241 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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