4738 Oakfield Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 4738 Oakfield Cir, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,804 sqft · built 1960
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Nov 2019)
Tax Bill	$5,847 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`271-0323-017-0000`

Property Details

APN / Parcel Number

Primary APN	`271-0323-017-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,804 sqft Living Area
1st Floor Area	1,804 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Area	538 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4738 OAKFIELD CIR
City	CARMICHAEL
State	CA
Zip	95608-3164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	WOODCREST ESTATES 01, LOT 17
Legal Subdivision	WOODCREST ESTATES 01
Legal Lot Number	17
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4010
Census Tract	5904

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4738 OAKFIELD CIR, CARMICHAEL, CA 95608-3164
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 7, 2022	Deed of Trust, Mortgage · Line of Credit SAFE CU
Nov 3, 2021	Foreclosure FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 8, 2019	Grant Deed, Transfer · Conventional with PMI PROVIDENT FNDG
Jun 26, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 26, 2019	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2019 · Amount on Record
Deed Sale	Nov 8, 2019 · Amount on Record
Prior Sale	May 19, 2015 · Amount on Record
Deed Book / Page	20191108 / 1175
Prior Transfer Date	Dec 31, 2012
Prior Transfer Doc	0000001055
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4738 OAKFIELD CIR, CARMICHAEL, CA 95608-3164
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4738 OAKFIELD CIR, CARMICHAEL, CA 95608-3164
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001319
Date	Mar 16, 2021
Instrument	202103161319

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4738 OAKFIELD CIR, CARMICHAEL, CA 95608-3164
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4738 OAKFIELD CIR, CARMICHAEL, CA 95608-3164
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001112
Date	Apr 7, 2022
Instrument	2022040701112

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 3, 2021
Property Address	4738 OAKFIELD CIR, CARMICHAEL, CA 95608-3164
Document Number	0000001769
Map Reference	MB 61 MAP 15
Instrument Date	Oct 25, 2021
Instrument	2021110301769
Transaction Type	Foreclosure
Record Updated	Sep 14, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 FIRST AMERICAN WAY, SANTA ANA, CA 92707-5913

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4738 OAKFIELD CIR, CARMICHAEL, CA 95608-3164
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4738 OAKFIELD CIR, CARMICHAEL, CA 95608-3164

Mortgage

Document Number	3160000001319
Date	Mar 16, 2021
Book Page	20210316/1319

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 8, 2019
Property Address	4738 OAKFIELD CIR, CARMICHAEL, CA 95608-3164
Document Number	1911081175
Instrument Date	Nov 5, 2019
Instrument	1911081175
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$489.50
Amount Accuracy	Partial

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4738 OAKFIELD CIR CARMICHAEL CA 956083164, CARMICHAEL, CA 95608-3164

Mortgage

Document Number	1911081176
Date	Nov 8, 2019
Instrument	1911081176

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4738 OAKFIELD CIR, CARMICHAEL, CA 95608-3164
Document Number	1907120007
Instrument Date	Jun 26, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4738 OAKFIELD CIR CARMICHAEL CA 956083164, CARMICHAEL, CA 95608-3164

Mortgage

Document Number	1907120007
Date	Jul 12, 2019
Instrument	1907120007

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2049

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SACRAMENTO CA
Property Address	4738 OAKFIELD CIR, CARMICHAEL, CA 95608-3164
Document Number	1907171567
Instrument Date	Jun 26, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4738 OAKFIELD CIR CARMICHAEL CA 956083164, CARMICHAEL, CA 95608-3164

Mortgage

Document Number	1907171567
Date	Jul 17, 2019
Instrument	1907171567

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$496,400 (+2%) Land $133,859 Building $362,541
2025	$5,847.00 (+0.95%)	$486,668 (+4.04%) Land $131,235 Building $355,433
2024	$5,792.00 (+2.6%)
2023	$5,645.00 (+0.55%)	$467,772 Land $126,140 Building $341,632
2022	$5,614.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	19 (1986–2021)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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