4749 Oakfield Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 4749 Oakfield Cir, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,029 sqft · built 1960
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,000 (Feb 2025)
Tax Bill	$8,425 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jul 2023 Sale & Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`271-0322-005-0000`

Property Details

APN / Parcel Number

Primary APN	`271-0322-005-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,029 sqft Living Area
1st Floor Area	1,881 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Pool Area	11,100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4749 OAKFIELD CIR
City	CARMICHAEL
State	CA
Zip	95608-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	WOODCREST ESTATES 01, LOT 51
Legal Subdivision	WOODCREST ESTATES 01
Legal Lot Number	51
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4011
Census Tract	5904

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4749 OAKFIELD CIR, CARMICHAEL, CA 95608-3122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 28, 2023	Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
Mar 20, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 20, 2020	Loan Modification, Mortgage · FHA Mortgage MONEY SOURCE
Sep 22, 2017	Quit Claim Deed, Transfer · FHA Mortgage ESSEX MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2025 · Amount on Record
Deed Sale	Feb 14, 2025 · Amount on Record
Prior Sale	Dec 18, 2023 · Amount on Record
Deed Book / Page	20250214 / 663
Prior Transfer Date	Sep 13, 2017
Prior Transfer Doc	9220000001422
Record Updated	Oct 29, 2026

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 18, 2023
Property Address	4749 OAKFIELD CIR, CARMICHAEL, CA 95608-3122
Document Number	0000000269
Map Reference	MB 61 MAP 15
Instrument Date	Dec 11, 2023
Instrument	202312180269
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4749 OAKFIELD CIR, CARMICHAEL, CA 95608-3122

Mortgage

Document Number	0000000270
Date	Dec 18, 2023
Instrument	202312180270

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

July 2023: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 28, 2023
Property Address	4749 OAKFIELD CIR, CARMICHAEL, CA 95608-3122
Document Number	0000000210
Map Reference	MB 61 MAP 15
Instrument Date	Jul 19, 2023
Instrument	202307280210
Transaction Type	Construction Loan
Record Updated	Aug 9, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4080 TRUXEL RD STE 100, 100, SACRAMENTO, CA 95834-3774

Mortgage

Document Number	0000000211
Date	Jul 28, 2023
Instrument	202307280211

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4749 OAKFIELD CIR, CARMICHAEL, CA 95608-3122
Document Number	2005290409
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4749 OAKFIELD CIR CARMICHAEL CA 956083122, CARMICHAEL, CA 95608-3122

Mortgage

Document Number	2005290409
Date	May 29, 2020
Instrument	2005290409

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SACRAMENTO CA
Property Address	4749 OAKFIELD CIR, CARMICHAEL, CA 95608-3122
Document Number	2005290408
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4749 OAKFIELD CIR CARMICHAEL CA 956083122, CARMICHAEL, CA 95608-3122

Mortgage

Document Number	2005290408
Date	May 29, 2020
Instrument	2005290408

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 22, 2017
Property Address	4749 OAKFIELD CIR, CARMICHAEL, CA 95608-3122
Document Number	1709221422
Instrument Date	Sep 13, 2017
Instrument	1709221422
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4749 OAKFIELD CIR CARMICHAEL CA 956083122, CARMICHAEL, CA 95608-3122

Mortgage

Document Number	1709221423
Date	Sep 22, 2017
Instrument	1709221423

Lender

Name	ESSEX MTG
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$729,300 (+3.62%) Land $163,200 Building $566,100
2025	$8,425.00 (+0.96%)	$703,794 (+108.64%) Land $163,200 Building $540,594
2024	$8,345.00 (+104.08%)
2023	$4,089.00 (-26.84%)	$337,320 Land $118,357 Building $218,963
2022	$5,589.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	19 (1986–2021)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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