4705 Oakfield Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 4705 Oakfield Cir, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,155 sqft · built 1970
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Dec 2013)
Tax Bill	$6,015 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`271-0322-010-0000`

Property Details

APN / Parcel Number

Primary APN	`271-0322-010-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,155 sqft Living Area
1st Floor Area	2,393 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Area	907 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4705 OAKFIELD CIR
City	CARMICHAEL
State	CA
Zip	95608-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	PARCEL MAP, LOT 3
Legal Subdivision	PARCEL MAP
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4011
Census Tract	5904

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4705 OAKFIELD CIR, CARMICHAEL, CA 95608-3122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 30, 2018	Deed of Trust, Mortgage · Line of Credit US BK
Jun 1, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2013 · Amount on Record
Deed Sale	Dec 20, 2013 · Amount on Record
Prior Sale	May 24, 2001 · Amount on Record
Deed Book / Page	20131220 / 1066
Prior Transfer Date	Oct 11, 2006
Prior Transfer Doc	0000000971
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4705 OAKFIELD CIR, CARMICHAEL, CA 95608-3122
Document Number	2008311854
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4705 OAKFIELD CIR CARMICHAEL CA 956083122, CARMICHAEL, CA 95608-3122

Mortgage

Document Number	2008311854
Date	Aug 31, 2020
Instrument	2008311854

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4705 OAKFIELD CIR, CARMICHAEL, CA 95608-3122
Document Number	1812280261
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4705 OAKFIELD CIR CARMICHAEL CA 956083122, CARMICHAEL, CA 95608-3122

Mortgage

Document Number	1812280261
Date	Dec 28, 2018
Instrument	1812280261

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 27, 2038

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4705 OAKFIELD CIR, CARMICHAEL, CA 95608-3122
Document Number	1807020260
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4705 OAKFIELD CIR CARMICHAEL CA 956083122, CARMICHAEL, CA 95608-3122

Mortgage

Document Number	1807020260
Date	Jul 2, 2018
Instrument	1807020260

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$517,830 (+2%) Land $125,032 Building $392,798
2025	$6,015.00 (+1.01%) Homeowner's exemption	$507,678 (+4.04%) Land $122,581 Building $385,097
2024	$5,955.00 (+2.62%)
2023	$5,803.00 (+0.57%) Homeowner's exemption	$487,967 Land $117,822 Building $370,145
2022	$5,770.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	19 (1986–2021)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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