4736 Olive Oak Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4736 Olive Oak Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,261 sqft · built 1975
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,187 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`282-0350-001-0000`

Property Details

APN / Parcel Number

Primary APN	`282-0350-001-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,261 sqft Living Area
1st Floor Area	1,203 sqft
2nd Floor Area	1,058 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	6,534 sqft (0.15 acres)
Garage Area	515 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4736 OLIVE OAK WAY
City	CARMICHAEL
State	CA
Zip	95608-5662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	MADDOX RANCH 01, LOT 10
Legal Subdivision	MADDOX RANCH 01
Legal Lot Number	10
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4009
Census Tract	5801

Owner

4736 Olive Oak Way is owner-occupied and held in a trust since January 2026.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4736 OLIVE OAK WAY, CARMICHAEL, CA 95608-5662
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 6, 2026	Intrafamily Transfer, Transfer
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 28, 2026
Transfer Doc	2026001023
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 10, 2026
Property Address	4736 OLIVE OAK WAY, CARMICHAEL, CA 95608-5662
Document Number	2026000366
Book / Page	20260710 / 366
Instrument Date	Jul 6, 2026
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	4736 OLIVE OAK WAY, CARMICHAEL, CA 95608-5662

Mortgage

Document Number	2026000366,
Date	Jul 10, 2026
Book Page	20260710/366

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 6, 2026
Property Address	4736 OLIVE OAK WAY, CARMICHAEL, CA 95608-5662
Document Number	0000001023
Map Reference	MB 96 MAP 10
Instrument Date	Jan 28, 2026
Instrument	202602061023
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4736 OLIVE OAK WAY, CARMICHAEL, CA 95608-5662

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4736 OLIVE OAK WAY, CARMICHAEL, CA 95608-5662
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4736 OLIVE OAK WAY, CARMICHAEL, CA 95608-5662

Mortgage

Document Number	2021110501781
Date	Nov 5, 2021
Instrument	2021110501781

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4736 OLIVE OAK WAY, CARMICHAEL, CA 95608-5662
Document Number	2007300785
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4736 OLIVE OAK WAY CARMICHAEL CA 956085662, CARMICHAEL, CA 95608-5662

Mortgage

Document Number	2007300785
Date	Jul 30, 2020
Instrument	2007300785

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4736 Olive Oak Way was $2,187, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$180,598 (+2%) Land $24,537 Building $156,061
2025	$2,187.00 (+0.97%)	$177,057 Land $24,056 Building $153,001
2024	$2,166.00 (+2.51%)
2023	$2,113.00 (+0.57%)	$170,183 Land $23,123 Building $147,060
2022	$2,101.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4736 Olive Oak Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4736 Olive Oak Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Succeed.Net.

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