4725 Olive Oak Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4725 Olive Oak Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,570 sqft · built 1976
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Aug 2022)
Tax Bill	$6,879 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`282-0360-012-0000`

Property Details

APN / Parcel Number

Primary APN	`282-0360-012-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,570 sqft Living Area
1st Floor Area	1,570 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	L-Shape
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Other
Lot Area	6,534 sqft (0.15 acres)
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4725 OLIVE OAK WAY
City	CARMICHAEL
State	CA
Zip	95608-5665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	MADDOX RANCH 01, LOT 43
Legal Subdivision	MADDOX RANCH 01
Legal Lot Number	43
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4010
Census Tract	5801

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5300 ROXBURY CT, CARMICHAEL, CA 95608-5713
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage VAL CHRIS INVESTMENTS INC
Aug 31, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage VAL CHRIS INVESTMENTS INC
Mar 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage JAMES ELKINS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Prior Sale	Oct 31, 2002 · Amount on Record
Deed Book / Page	20220831 / 632
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4725 OLIVE OAK WAY, CARMICHAEL, CA 95608-5665
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4725 OLIVE OAK WAY, CARMICHAEL, CA 95608-5665

Mortgage

Document Number	0000001159
Date	Jun 21, 2021
Instrument	202106211159

Lender

Name	VAL CHRIS INVESTMENTS INC
Type	Non-Lending Institution
Address	IRVINE, CA 92614

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 31, 2022
Property Address	4725 OLIVE OAK WAY, CARMICHAEL, CA 95608-5665
Document Number	0000000632
Map Reference	MB 96 MAP 10
Instrument Date	Aug 19, 2022
Instrument	2022083100632
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5300 ROXBURY CT, CARMICHAEL, CA 95608-5713

Mortgage

Document Number	0000000633
Date	Aug 31, 2022
Instrument	2022083100633

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4725 OLIVE OAK WAY, CARMICHAEL, CA 95608-5665
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4725 OLIVE OAK WAY, CARMICHAEL, CA 95608-5665

Mortgage

Document Number	6210000001159
Date	Jun 21, 2021
Book Page	20210621/1159

Lender

Name	VAL CHRIS INVESTMENTS INC
Type	Non-Lending Institution
Address	IRVINE, CA 92614

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4725 OLIVE OAK WAY, CARMICHAEL, CA 95608-5665
Document Number	2004030456
Instrument Date	Mar 29, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4725 OLIVE OAK WAY CARMICHAEL CA 956085665, CARMICHAEL, CA 95608-5665

Mortgage

Document Number	2004030456
Date	Apr 3, 2020
Instrument	2004030456

Lender

Name	JAMES ELKINS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$583,664 (+2%) Land $159,181 Building $424,483
2025	$6,879.00 (+0.95%)	$572,220 (+4.04%) Land $156,060 Building $416,160
2024	$6,814.00 (+7.41%)
2023	$6,344.00 (+39.74%)	$550,000 Land $150,000 Building $400,000
2022	$4,540.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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