4740 Olive Oak Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4740 Olive Oak Way, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,990 sqft · built 1975
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on Record
Tax Bill$3,642 (2025)
Deeds & MortgagesAug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN282-0350-002-0000

Property Details

APN / Parcel Number

Primary APN282-0350-002-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,990 sqft Living Area
1st Floor Area1,990 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleL-Shape
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area6,534 sqft (0.15 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4740 OLIVE OAK WAY
CityCARMICHAEL
StateCA
Zip95608-5662
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionMADDOX RANCH 01, LOT 11
Legal SubdivisionMADDOX RANCH 01
Legal Lot Number11
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group4
Census Block4009
Census Tract5801

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address4740 OLIVE OAK WAY, CARMICHAEL, CA 95608-5662
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 20, 1998
Transfer Doc9803001093
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4740 OLIVE OAK WAY, CARMICHAEL, CA 95608-5662
Document Number1808160824
Instrument DateAug 3, 2018
Transaction TypeMortgage
Record UpdatedSep 3, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4740 OLIVE OAK WAY CARMICHAEL CA 956085662, CARMICHAEL, CA 95608-5662

Mortgage

Document Number1808160824
DateAug 16, 2018
Instrument1808160824
Lender
NameSCHOOLS FIN'L CU
TypeCredit Union
AddressSACRAMENTO, CA 95853-7000
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 15, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$312,728 (+2%) Land $76,056 Building $236,672
2025$3,642.00 (+1%) Homeowner's exemption$306,597 (+4.04%) Land $74,565 Building $232,032
2024$3,606.00 (+2.62%)
2023$3,514.00 (+0.6%) Homeowner's exemption$294,693 Land $71,670 Building $223,023
2022$3,493.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1997)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people · EPA ID CA3410004
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

May also be available: GeoLinks, Succeed.Net.

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