4735 Hickory Tree Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4735 Hickory Tree Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1993
Square Footage	1,576 sqft Heated Area
Lot Size	43,560 sqft (1 acres)
Occupancy	Owner Occupied
Last Sale	$255,000 (2018)
Tax Bill	$3,459.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`33263149500001123C`
Alternative APN	`99231`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,576 sqft Heated Area
Gross Area	2,535 sqft Gross Area
1st Floor	1,576 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1993
Exterior Material	Aluminum Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	43,560 sqft (1 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	529 sqft Garage

Exterior Amenities

Pool Area	512 sqft Pool
Fence	Fence
Deck Area	928 sqft Deck
Pole Structure	1,800 sqft Pole Structure

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	99231
Street Address	4735 HICKORY TREE RD
City	SAINT CLOUD
State	FL
Zip	34772-8412
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 29 E 150 FT OF W 462.5 FT LOT 123 LESS R/W SR 534
Legal Range	31E
Legal Township	26S
Legal Section	33
Legal Subdivision	S L I C SOUTH ALLIGATOR LAKE AREA
Legal Tract	4950
Legal Block	1
Legal Lot Number	123
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1015
Census Tract	43802

Owner

Source: Osceola County records · APN 33263149500001123C

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4735 HICKORY TREE RD, SAINT CLOUD, FL 34772-8412
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 14, 2018 · Amount on Record
Deed Sale	Jun 14, 2018 · Amount on Record
Prior Sale	Oct 13, 2000 · Amount on Record
Deed Doc Number	0053501190
Deed Book / Page	5350 / 1190
Record Refreshed	Jun 08, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 14, 2018
Property Address	4735 HICKORY TREE RD, SAINT CLOUD, FL 34772-8412
Document Number	0053501190
Book / Page	005350 / 001190
Instrument Date	Jun 14, 2018
Instrument	92074
Transaction Type	Transfer
Record Updated	Jul 12, 2018
Title Company	A CLEAR CHOICE TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	4735 HICKORY TREE RD ST CLOUD FL 347728412, ST CLOUD, FL 34772-8412

Mortgage

Document Number	53501191
Date	Jun 14, 2018
Book Page	005350/001191
Instrument	92075

Lender

Name	NMB HOME LOANS INC
Address	310 A MAIN ST, LEBANON, NJ 08833-4550

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,459.00 (+7.72%) Homeowner's exemption	$239,085 (+5.99%)	$369,400 (+21.39%) Land $89,500 Building $279,900
2023	$3,211.00 (+4.39%) Homeowner's exemption	$225,580 (+3%)	$304,300 (+19.61%) Land $55,000 Building $249,300
2022	$3,076.00 Homeowner's exemption	$219,010	$254,400 Land $45,000 Building $209,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 75% of the US · above 60% of Florida
Wildfire Likelihood	About 1 in 197 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.