4657 Hickory Tree Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4657 Hickory Tree Rd, Saint Cloud, FL 34772 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1993
Square Footage	3,868 sqft Living Area
Lot Size	118,918 sqft (2.73 acres)
Occupancy	Owner Occupied
Last Sale	$960,000 (2023)
Tax Bill	$10,779.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`33-26-31-4950-0001-119A`
Alternative APNs	`26313349500001119A` `99219`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,868 sqft Living Area
Gross Area	5,439 sqft Gross Area
1st Floor	2,197 sqft 1st Floor
Upper Floors	1,671 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	118,918 sqft (2.73 acres)
Parking Spaces	4 Parking Spaces
Garage Type	Attached Garage
Garage Area	999 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	38 sqft Pool
Deck Area	757 sqft Deck
Porch Area	572 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4657 HICKORY TREE RD
City	SAINT CLOUD
State	FL
Zip	34772-9003
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 29 LOT 119 LESS E 322.50 FT & LESS N 86 FT OF W 320.35 FT & LESS S 20 FT OF E 174.60 FT OF W 320.35 FT AND S 16 FT OF W 16 FT OF N 86 FT OF W 320.35 FT OF LOT 119 AND LOT 122 LESS E 312.50 FT & LESS S 10 FT & LESS W 185 FT OF E 497.
Legal Range	31E
Legal Township	26S
Legal Section	33
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	1
Legal Lot Number	119
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1016
Census Tract	43802

Owner

Source: Osceola County records · APN 33-26-31-4950-0001-119A

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4657 HICKORY TREE RD, SAINT CLOUD, FL 34772-9003
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2023 · Amount on Record
Deed Sale	Mar 31, 2023 · Amount on Record
Prior Sale	Mar 06, 1998 · Amount on Record
Deed Doc Number	202336608
Deed Book / Page	6379 / 1739
Prior Transfer Date	Sep 21, 1999
Prior Transfer Doc	1663000822
Record Refreshed	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 31, 2023
Property Address	4657 HICKORY TREE RD, SAINT CLOUD, FL 34772-9003
Document Number	0063791739
Book / Page	6379 / 1739
Map Reference	MB B PG 29
Instrument Date	Mar 28, 2023
Instrument	2023036608
Transaction Type	Transfer
Record Updated	Apr 13, 2023
Title Company	LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,720.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4657 HICKORY TREE RD, SAINT CLOUD, FL 34772-9003

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	4657 HICKORY TREE RD, SAINT CLOUD, FL 34772-9003

Mortgage

Document Number	0063791742
Date	Mar 31, 2023
Book Page	6379/1742
Instrument	2023036609

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,779.00 (+91.29%) Homeowner's exemption	$767,500 (+86.68%) Land $133,100 Building $634,400	$767,500 (-1.97%) Land $133,100 Building $634,400
2023	$5,635.00 (-8.67%) Homeowner's exemption Senior Citizen's exemption	$411,137 (-9.11%)	$782,900 (+11.29%) Land $122,800 Building $660,100
2022	$6,170.00 Homeowner's exemption Senior Citizen's exemption	$452,363	$703,500 Land $153,000 Building $550,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	66.0 ft

Wildfire

Wildfire Risk	High above 75% of the US · above 62% of Florida
Wildfire Likelihood	About 1 in 194 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.