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4785 Hickory Tree Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4785 Hickory Tree Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 2021
Square Footage2,745 sqft Heated Area
Lot Size43,560 sqft (1 acres)
OccupancyOwner Occupied
Last Sale$680,000 (2024)
Tax Bill$9,475.00 (2025)

Property Details

APN / Parcel Number

Primary APN33263149500001124C
Alternative APN
  • 99235

Interior

Bedrooms3 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area2,745 sqft Heated Area
Gross Area4,239 sqft Gross Area
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area43,560 sqft (1 acres)
Garage TypeFinished Garage
PorchOpen Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number99235
Street Address4785 HICKORY TREE RD
CitySAINT CLOUD
StateFL
Zip34772-8411
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PG 29 W 150 FT OF E 325 FT LOT 124 LESS R/W SR 534
Legal Range31E
Legal Township26S
Legal Section33
Legal SubdivisionS L I C SOUTH ALLIGATOR LAKE AREA
Legal Tract4950
Legal Block1
Legal Lot Number124
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup1
Census Block1015
Census Tract43802

Owner

Source: Osceola County records · APN 33263149500001124C

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4785 HICKORY TREE RD, SAINT CLOUD, FL 34772-8411
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
WATERSTONE MORTGAGE CORP
Oct 17, 2019Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 17, 2024 · Amount on Record
Deed SaleSep 17, 2024 · Amount on Record
Prior SaleOct 17, 2019 · Amount on Record
Deed Doc Number2024119690
Deed Book / Page6666 / 177
Record RefreshedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4785 HICKORY TREE RD, SAINT CLOUD, FL 34772-8411
Transaction TypeMortgage
Record UpdatedJan 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0061921528
DateApr 12, 2022
Book Page6192/1528
Instrument2022058145
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4785 HICKORY TREE RD, SAINT CLOUD, FL 34772-8411
Transaction TypeMortgage
Record UpdatedJan 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3449 ALLEGRA CIR, SAINT CLOUD, FL 34772-6718

Mortgage

Document Number0060421849
DateSep 14, 2021
Book Page6042/1849
Instrument2021142155
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 17, 2019
Property Address4785 HICKORY TREE RD, SAINT CLOUD, FL 34772-8411
Document Number0056072411
Book / Page005607 / 002411
Instrument DateOct 17, 2019
Instrument134726
Transaction TypeTransfer
Record UpdatedNov 01, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$315.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3449 ALLEGRA CIR ST CLOUD FL 347726718, ST CLOUD, FL 34772-6718

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,475.00 (+51.09%)$632,500 (+42.21%) Land $89,400 Building $543,100$632,500 (+18.76%) Land $89,400 Building $543,100
2023$6,271.00 (+3.65%) Homeowner's exemption$444,754 (+3%)$532,600 (+23.34%) Land $55,000 Building $477,600
2022$6,050.00 Homeowner's exemption$431,800 Land $45,000 Building $386,800$431,800 Land $45,000 Building $386,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire LikelihoodAbout 1 in 174 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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