4732 W 7th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4732 W 7th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 2,040 sqft · built 1925
Lot Size	0.151 acres (6,603 sqft)
Owner	Individual Name on Record
Last Sale	$236,000 (Aug 2020)
Tax Bill	$4,130 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-4520-16840`

Property Details

APN / Parcel Number

Primary APN	`010-4520-16840`
Alternative APN	`1093623`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,040 sqft Gross Area
1st Floor Area	1,020 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1975
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Lot Area	6,603 sqft (0.151 acres)
Garage Area	1,092 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	90 sqft
Deck Area	70 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1093623
Street Address	4732 W 7TH ST
City	DULUTH
State	MN
Zip	55807-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 15 AND 16 SERIAL #
Legal Subdivision	WEST DULUTH 6TH DIV
Legal Block	116
Legal Lot Number	15-16
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	5
Census Block	5006
Census Tract	15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4732 W 7TH ST, DULUTH, MN 55807-2023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2020 · Amount on Record
Deed Sale	Aug 4, 2020 · Amount on Record
Prior Sale	Mar 29, 2011 · Amount on Record
Deed Document Number	20201026886
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 4, 2020
Property Address	4732 W 7TH ST, DULUTH, MN 55807-2023
Document Number	00T1026886
Instrument Date	Jul 30, 2020
Instrument	T1026886
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$779.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4732 W 7TH ST DULUTH MN 558072023, DULUTH, MN 55807-2023

Mortgage

Document Number	T1026887
Date	Aug 4, 2020
Instrument	T1026887

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,130.00 (+0.63%) Homeowner's exemption
2025	$4,104.00 (+3.64%) Homeowner's exemption	$340,200 (+8%) Land $17,000 Building $323,200	$340,200 (+8%) Land $17,000 Building $323,200
2024	$3,960.00	$315,000 (+11.62%) Land $18,100 Building $296,900	$315,000 (+11.62%) Land $18,100 Building $296,900
2022		$282,200 Land $16,700 Building $265,500	$282,200 Land $16,700 Building $265,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20