St. Louis County property record for 4728 W 7th St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1925 |
| Lot Size | 0.113 acres (4,953 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Oct 2018) |
| Tax Bill | $1,728 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Oct 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4520-16820 |
| Primary APN | 010-4520-16820 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Gross Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 648 sqft |
| Finished Basement | 648 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 4,953 sqft (0.113 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Deck Area | 72 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Account Number | 1059111 |
|---|---|
| Street Address | 4728 W 7TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-2023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 AND W 1/2 OF LOT 13 SERIAL # |
| Legal Subdivision | WEST DULUTH SIXTH DIVISION |
| Legal Block | 116 |
| Legal Lot Number | 13-14 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 15800 |
4728 W 7th St is owned and occupied by an individual who bought it in October 2018.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4728 W 7TH ST, DULUTH, MN 55807-2023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2020 | Deed of Trust, Mortgage · Conventional with PMI FAIRWAY INDEPENDENT MTG |
| Oct 8, 2018 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG |
| Apr 6, 2018 | Warranty Deed, Transfer ARROWHEAD TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2018 · Amount on File |
| Deed Sale | Oct 8, 2018 · Amount on File |
| Prior Sale | Apr 6, 2018 · Amount on File |
| Deed Document Number | 20181003560 |
| Prior Transfer Date | Apr 10, 2007 |
| Prior Transfer Doc | 0000835477 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4728 W 7TH ST, DULUTH, MN 55807-2023 |
| Document Number | 00T1026439 |
| Instrument Date | Jul 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 4728 W 7TH ST DULUTH MN 558072023, DULUTH, MN 55807-2023 |
| Document Number | 00T1026439 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | T1026439 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 23, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 8, 2018 |
| Property Address | 4728 W 7TH ST, DULUTH, MN 55807-2023 |
| Document Number | 00A1003560 |
| Instrument Date | Sep 28, 2018 |
| Instrument | A1003560 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2019 |
| Title Company | ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $363.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4728 W 7TH ST DULUTH MN 558072023, DULUTH, MN 55807-2023 |
| Document Number | A1003561 |
|---|---|
| Date | Oct 8, 2018 |
| Instrument | A1003561 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 7, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 6, 2018 |
| Property Address | 4728 W 7TH ST, DULUTH, MN 55807-2023 |
| Document Number | 000T996680 |
| Instrument Date | Apr 3, 2018 |
| Instrument | T996680 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2018 |
| Title Company | ARROWHEAD TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $98.67 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2152 ADIRONDACK ST DULUTH MN 558115306, DULUTH, MN 55811-5306 |
The 2026 property tax bill for 4728 W 7th St was $1,728 with a homeowner's exemption.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,728.00 Homeowner's exemption | ||
| 2025 | $1,728.00 (+1.05%) Homeowner's exemption | $165,500 (+7.54%) Land $12,800 Building $152,700 | $165,500 (+7.54%) Land $12,800 Building $152,700 |
| 2024 | $1,710.00 | $153,900 Land $13,700 Building $140,200 | $153,900 Land $13,700 Building $140,200 |
| 2022 | $108,800 Land $12,600 Building $96,200 | $108,800 Land $12,600 Building $96,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4728 W 7th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4728 W 7th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Airfiber Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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