St. Louis County property record for 4718 W 7th St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.25 ba · 2,206 sqft · built 1938 |
| Lot Size | 0.189 acres (8,254 sqft) |
| Owner | Individual Name on File |
| Last Sale | $148,763 (Jun 2010) |
| Tax Bill | $4,132 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4520-16770 |
| Primary APN | 010-4520-16770 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,206 sqft Gross Area |
| 1st Floor Area | 1,223 sqft |
| Basement Area | 730 sqft |
| Finished Basement | 730 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 8,254 sqft (0.189 acres) |
| Garage Area | 528 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 182 sqft |
| Deck Area | 27 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 926691 |
|---|---|
| Street Address | 4718 W 7TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-2023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 8 AND 9 AND ELY 1/2 OF LOT 10 SERIAL # |
| Legal Subdivision | WEST DULUTH 6TH DIVISION |
| Legal Block | 116 |
| Legal Lot Number | 8-10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 15800 |
4718 W 7th St is owned and occupied by an individual who bought it in June 2010.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4718 W 7TH ST, DULUTH, MN 55807-2023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU |
| Oct 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD HOUSING SVCS OF DULUTH INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2010 · Amount on File |
| Deed Sale | Jun 30, 2010 · Amount on File |
| Prior Sale | Dec 2, 2008 |
| Deed Document Number | 2010886431 |
| Prior Transfer Date | Oct 8, 2008 |
| Prior Transfer Doc | 0000861906 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4718 W 7TH ST, DULUTH, MN 55807-2023 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001059904 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 1059904 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55816 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 9, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4718 W 7TH ST, DULUTH, MN 55807-2023 |
| Document Number | 00T1004553 |
| Instrument Date | Oct 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4718 W 7TH ST DULUTH MN 558072023, DULUTH, MN 55807-2023 |
| Document Number | 00T1004553 |
|---|---|
| Date | Nov 1, 2018 |
| Instrument | T1004553 |
| Name | NEIGHBORHOOD HOUSING SVCS OF DULUTH INC |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55805 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 31, 2038 |
| Rate | 5% |
|---|
The 2026 property tax bill for 4718 W 7th St was $4,132 with a homeowner's exemption, up 0.5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,132.00 (+0.54%) Homeowner's exemption | ||
| 2025 | $4,110.00 (-14.48%) Homeowner's exemption | $340,400 (+7.89%) Land $19,300 Building $321,100 | $340,400 (+7.89%) Land $19,300 Building $321,100 |
| 2024 | $4,806.00 | $315,500 Land $20,700 Building $294,800 | $315,500 Land $20,700 Building $294,800 |
| 2022 | $296,500 Land $19,000 Building $277,500 | $296,500 Land $19,000 Building $277,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4718 W 7th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4718 W 7th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Airfiber Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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