4731 Whitewater Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 4731 Whitewater Ln, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,955 sqft · built 2000
Lot Size	0.334 acres (14,556 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jun 2022)
Tax Bill	$2,371 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-7693-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-7693-0`
Alternative APN	`33-3N-23-2555-000C-0160`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,955 sqft Heated Area
Gross Area	2,670 sqft
1st Floor Area	1,955 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,556 sqft (0.334 acres)
Garage Type	Finished
Garage Area	462 sqft
Porch	Open Porch
Porch Area	253 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4731 WHITEWATER LN
City	CRESTVIEW
State	FL
Zip	32539-5756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUGAR CREEK S/D LOT 16 BLK C
Legal Range	23
Legal Township	03N
Legal Section	33
Legal Subdivision	SUGAR CREEK S/D
Legal Block	C
Legal Lot Number	16
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	3
Census Block	3008
Census Tract	20702

Owner

4731 Whitewater Ln is owned and occupied by an individual who bought it in June 2022.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	4731 WHITEWATER LN, CRESTVIEW, FL 32539-5756
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Warranty Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC
Apr 23, 2020	Warranty Deed, Transfer · VA Mortgage INTERLINC MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2022 · Amount on File
Deed Sale	Jun 23, 2022 · Amount on File
Prior Sale	Apr 23, 2020 · Amount on File
Deed Document Number	3559526
Deed Book / Page	3629 / 479
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 23, 2022
Property Address	4731 WHITEWATER LN, CRESTVIEW, FL 32539-5756
Document Number	0036290479
Book / Page	3629 / 479
Map Reference	MB 17 PG 43
Instrument Date	Jun 20, 2022
Instrument	3559526
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	OLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 S SHORELINE CT, 504, POST FALLS, ID 83854-7702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4731 WHITEWATER LN, CRESTVIEW, FL 32539-5756

Mortgage

Document Number	0003629481
Date	Jun 23, 2022
Instrument	3629/481

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 23, 2020
Property Address	4731 WHITEWATER LN, CRESTVIEW, FL 32539-5756
Document Number	0034580335
Book / Page	3458 / 335
Map Reference	MB 17 PG 43
Instrument Date	Apr 17, 2020
Instrument	3353800
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11217 NW 104TH ST, 11217, YUKON, OK 73099-1807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4731 WHITEWATER LN, CRESTVIEW, FL 32539-5756

Mortgage

Document Number	0034580337
Date	Apr 23, 2020
Instrument	3458/0337

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4731 Whitewater Ln was $2,371 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,371.00 Homeowner's exemption	$272,331 Land $51,788 Building $220,543	$272,331 Land $51,788 Building $220,543
2023	$2,520.00 (+78.6%) Homeowner's exemption	$286,293 (+59.21%) Land $44,000 Building $242,293	$286,293 (+10.57%) Land $44,000 Building $242,293
2022	$1,411.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$179,819	$258,918 Land $31,591 Building $227,327

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4731 Whitewater Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4731 Whitewater Ln is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

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