Okaloosa County property record for 4729 Whitewater Ln, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,814 sqft · built 2001 |
| Lot Size | 0.261 acres (11,371 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Jun 2009) |
| Tax Bill | $124 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-597-7694-8 |
| Primary APN | C56-000-597-7694-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,814 sqft Living Area |
| Gross Area | 2,539 sqft |
| 1st Floor Area | 1,814 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 11,371 sqft (0.261 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Porch | Open/Unfinished Porch |
| Porch Area | 221 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4729 WHITEWATER LN |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-5756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUGAR CREEK S/D LOT 17 BLK C |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 33 |
| Legal Subdivision | SUGAR CREEK S/D |
| Legal Block | C |
| Legal Lot Number | 17 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 20702 |
4729 Whitewater Ln is owned and occupied by two individuals who bought it in June 2009.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4729 WHITEWATER LN, CRESTVIEW, FL 32539-5756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2009 · Amount on File |
| Deed Sale | Jun 17, 2009 · Amount on File |
| Prior Sale | Feb 26, 2004 · Amount on File |
| Deed Document Number | 20092571429 |
| Deed Book / Page | 2893 / 1225 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4729 WHITEWATER LN, CRESTVIEW, FL 32539-5756 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4729 WHITEWATER LN, CRESTVIEW, FL 32539-5756 |
| Document Number | 0036184407 |
|---|---|
| Date | Apr 28, 2022 |
| Book Page | 3618/4407 |
| Instrument | 3545889 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 4729 Whitewater Ln was $124 with exemptions applied.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $124.00 Homeowner's exemption Veteran's exemption | $162,692 | $272,154 Land $47,080 Building $225,074 |
| 2023 | $108.00 (+2.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $153,502 (+3%) | $294,126 (+9.57%) Land $40,000 Building $254,126 |
| 2022 | $105.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $149,031 | $268,429 Land $28,719 Building $239,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4729 Whitewater Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4729 Whitewater Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
May also be available: Verizon.
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