4727 Whitewater Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 4727 Whitewater Ln, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,454 sqft · built 2001
Lot Size0.249 acres (10,861 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Feb 2022)
Tax Bill$2,288 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-597-7695-5

Property Details

APN / Parcel Number

Primary APNC56-000-597-7695-5
Alternative APNs
  • 33-3N-23-2555-000C-0180
  • 23N3332555000C0180

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,454 sqft Living Area
Gross Area2,384 sqft
1st Floor Area1,454 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area10,861 sqft (0.249 acres)
Garage TypeAttached
Garage Area418 sqft
PorchEnclosed/Unfinished Porch
Porch Area512 sqft
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4727 WHITEWATER LN
CityCRESTVIEW
StateFL
Zip32539-5756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUGAR CREEK S/D LOT 18 BLK C
Legal Range23W
Legal Township03N
Legal Section33
Legal SubdivisionSUGAR CREEK S/D
Legal BlockC
Legal Lot Number18
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group3
Census Block3008
Census Tract20702

Owner

4727 Whitewater Ln is owned by two individuals who bought it in February 2022.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address151 GILLIS DR, CRESTVIEW, FL 32536-1611
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2022 · Amount on File
Deed SaleFeb 3, 2022 · Amount on File
Prior SaleJan 12, 2006 · Amount on File
Deed Document Number20223524219
Deed Book / Page3602 / 2428
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateFeb 3, 2022
Property Address4727 WHITEWATER LN, CRESTVIEW, FL 32539-5756
Document Number0036022428
Book / Page3602 / 2428
Map ReferenceMB 17 PG 43&44
Instrument DateJan 26, 2022
Instrument3524219
Transaction TypeTransfer
Record UpdatedMar 8, 2022
Title CompanyNOT AVAILABLE, OMEGA TITLE FLORIDA LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2137 5TH ST SE, 2137, PUYALLUP, WA 98372-4614

Transferred To (Grantee/Buyer)

NameVerified Name
Address4727 WHITEWATER LN, CRESTVIEW, FL 32539-5756

Mortgage

Document Number0036022430
DateFeb 3, 2022
Instrument3602/2430
Lender
NameBAYSHORE MORTGAGE FUNDING LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4727 Whitewater Ln was $2,288.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,288.00$227,400 Land $47,080 Building $180,320$227,400 Land $47,080 Building $180,320
2023$2,451.00 (+24.35%)$243,296 (+13.22%) Land $40,000 Building $203,296$243,296 (+13.22%) Land $40,000 Building $203,296
2022$1,971.00$214,891 Land $28,719 Building $186,172$214,891 Land $28,719 Building $186,172

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4727 Whitewater Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4727 Whitewater Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY MID SYSTEM (CRESTVIEW)
serves 7,593 people · EPA ID FL1464044
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Whitewater Ln

Nearby Streets

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