4730 Topaz St, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4730 Topaz St, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,521 sqft · built 2008
Lot Size	0.075 acres (3,267 sqft)
Owner	2 Individual Names on File
Last Sale	$860,000 (Sep 2009)
Tax Bill	$13,947 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-066-14`

Property Details

APN / Parcel Number

Primary APN	`034-066-14`
Alternative APN	`034-066-14-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Building Area	1,521 sqft Living Area
Gross Area	1,731 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,267 sqft (0.075 acres)
Garage Type	Attached
Garage Area	210 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4730 TOPAZ ST
City	CAPITOLA
State	CA
Zip	95010-3140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OPAL 01/FAIRVIEW TR
Legal Lot Number	2
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1014
Census Tract	121701

Owner

4730 Topaz St is owned and occupied by two individuals who acquired it in February 2021.

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4730 TOPAZ ST, CAPITOLA, CA 95010-3140
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Aug 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Aug 28, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2009 · Amount on File
Deed Sale	Sep 18, 2009 · Amount on File
Deed Document Number	200945138
Last Transfer Date	Feb 22, 2021
Transfer Doc	0000012002
Record Updated	Sep 20, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 26, 2021
Property Address	4730 TOPAZ ST, CAPITOLA, CA 95010-3140
Document Number	0000012000
Map Reference	MB 18 PG 40
Instrument Date	Feb 22, 2021
Instrument	2021-0012000
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4730 TOPAZ ST, CAPITOLA, CA 95010-3140

Mortgage

Document Number	0000012001
Date	Feb 26, 2021
Instrument	2021-0012001

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 28, 2020
Property Address	4730 TOPAZ ST, CAPITOLA, CA 95010-3140
Document Number	0000033328
Map Reference	MB 18 PG 40
Instrument Date	Aug 12, 2020
Instrument	2020-0033328
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4730 TOPAZ ST, CAPITOLA, CA 95010-3140

Mortgage

Document Number	0000033329
Date	Aug 28, 2020
Instrument	2020-0033329

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 28, 2020
Property Address	4730 TOPAZ ST, CAPITOLA, CA 95010-3140
Document Number	0000033330
Instrument Date	Aug 12, 2020
Instrument	33330
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4730 TOPAZ ST CAPITOLA CA 950103140, CAPITOLA, CA 95010-3140

Tax Assessment & Valuation

The 2025 property tax bill for 4730 Topaz St was $13,947 with a homeowner's exemption, up 7.3% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,132,312 (+2%) Land $755,752 Building $376,560
2025	$13,947.00 (+7.3%) Homeowner's exemption	$1,110,110 Land $740,933 Building $369,177
2024	$12,998.00 (+2.2%)
2023	$12,718.00 (+1.13%) Homeowner's exemption	$1,067,003 Land $712,162 Building $354,841	$1,417,320
2022	$12,576.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4730 Topaz St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4730 Topaz St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks, Xfinity.

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