4695 Topaz St, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4695 Topaz St, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,740 sqft · built 1959
Lot Size	0.053 acres (2,309 sqft)
Owner	Individual Name on File
Last Sale	$1,050,000 (Mar 2018)
Tax Bill	$14,987 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-062-11`

Property Details

APN / Parcel Number

Primary APN	`034-062-11`
Alternative APN	`034-062-11-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,740 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,309 sqft (0.053 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4695 TOPAZ ST
City	CAPITOLA
State	CA
Zip	95010-3161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OPAL CLIFFS L FAIRVIEW
Legal Lot Number	11
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1024
Census Tract	121701

Owner

4695 Topaz St is owned by an individual who bought it in March 2018.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	631 D ST NW, 1132, WASHINGTON, DC 20004-2947
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 9, 2018	Grant Deed, Transfer BANK OF NAT'L TR & SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2018 · Amount on File
Deed Sale	Mar 9, 2018 · Amount on File
Prior Sale	Feb 13, 2004 · Amount on File
Deed Document Number	20187154
Prior Transfer Date	May 24, 1994
Prior Transfer Doc	0000040688
Record Updated	Oct 29, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 27, 2020
Property Address	4695 TOPAZ ST, CAPITOLA, CA 95010-3161
Document Number	0000027746
Map Reference	VOL 18 PG 40
Instrument Date	Jul 20, 2020
Instrument	2020-0027746
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 MADRONE AVE, SUNNYVALE, CA 94085-3039

Mortgage

Document Number	0000027747
Date	Jul 27, 2020
Instrument	2020-0027747

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4695 TOPAZ ST, CAPITOLA, CA 95010-3161
Document Number	0000000109
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 MADRONE AVE SUNNYVALE CA 940853039, SUNNYVALE, CA 94085-3039

Mortgage

Document Number	0000000109
Date	Jan 2, 2020
Instrument	109

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 9, 2018
Property Address	4695 TOPAZ ST, CAPITOLA, CA 95010-3161
Document Number	0000007154
Instrument Date	Feb 21, 2018
Instrument	7154
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 MADRONE AVE SUNNYVALE CA 940853039, SUNNYVALE, CA 94085-3039

Mortgage

Document Number	7155
Date	Mar 9, 2018
Instrument	7155

Lender

Name	BANK OF NAT'L TR & SVGS
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4695 Topaz St was $14,987.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,218,616 (+2%) Land $913,962 Building $304,654
2025	$14,987.00	$1,194,721 Land $896,041 Building $298,680
2023	$13,680.00 (+1.09%)	$1,148,328 Land $861,246 Building $287,082	$1,246,320
2022	$13,533.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4695 Topaz St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4695 Topaz St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Xfinity.

Nearby Properties on Topaz St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures