Santa Cruz County property record for 4725 Topaz St, Capitola, CA 95010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,442 sqft · built 2008 |
| Lot Size | 0.073 acres (3,180 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $885,000 (Jun 2014) |
| Tax Bill | $13,660 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-065-17 |
| Primary APN | 034-065-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,442 sqft Living Area |
| Gross Area | 1,730 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 3,180 sqft (0.073 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 143 sqft |
| Patio Area | 143 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4725 TOPAZ ST |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-3139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | OPAL 01 |
| Legal Block | 11 |
| Legal Lot Number | 21,22 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 121701 |
4725 Topaz St is owned and occupied by two individuals who bought it in June 2014.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4725 TOPAZ ST, CAPITOLA, CA 95010-3139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2014 · Amount on File |
| Deed Sale | Jun 9, 2014 · Amount on File |
| Prior Sale | Mar 14, 2005 · Amount on File |
| Deed Document Number | 201418298 |
| Prior Transfer Date | Dec 9, 2004 |
| Prior Transfer Doc | 0000087593 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 4725 TOPAZ ST, CAPITOLA, CA 95010-3139 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4725 TOPAZ ST, CAPITOLA, CA 95010-3139 |
| Document Number | 0000060206 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 2021-0060206 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Dec 1, 2028 |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 12.5% |
The 2025 property tax bill for 4725 Topaz St was $13,660 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,106,587 (+2%) Land $656,450 Building $450,137 | ||
| 2025 | $13,660.00 Homeowner's exemption | $1,084,889 Land $643,578 Building $441,311 | |
| 2023 | $12,530.00 (+1.12%) | $1,042,761 Land $618,587 Building $424,174 | $1,381,050 |
| 2022 | $12,391.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4725 Topaz St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4725 Topaz St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Cruzio, GeoLinks, Xfinity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures