473 Main St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 473 Main St, Oneida, NY 13421

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,704 sqft · built 1908
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$76,500 (Dec 2018)
Tax Bill	$6,274 (2026)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
APN	`251201 38.41-1-31`

Property Details

APN / Parcel Number

Primary APN	`251201 38.41-1-31`
Alternative APNs	`120103804100010310000000` `INSIDE`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,704 sqft Living Area
1st Floor Area	852 sqft
2nd Floor Area	852 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	184 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	473 MAIN ST
City	ONEIDA
State	NY
Zip	13421-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	IN 100 YR FLOODPLAIN
Legal Block	1
Legal Lot Number	31.000
Jurisdiction	MADISON NY
Township / Civil Division	ONEIDA
Census Block Group	2
Census Block	2025
Census Tract	30101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Main-Broad-Grove Streets Historic District listed 1983 · 194 contributing resources · NRIS 83001705

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

473 Main St is owned and occupied by two individuals who bought it in December 2018.

Source: Madison County and Oneida City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	473 MAIN ST, ONEIDA, NY 13421-2421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2018 · Amount on File
Deed Sale	Dec 28, 2018 · Amount on File
Prior Sale	May 23, 2007 · Amount on File
Deed Document Number	20187235
Prior Transfer Date	Nov 1, 2012
Prior Transfer Doc	2012007359
Record Updated	Oct 29, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NY
Recording Date	Dec 28, 2018
Property Address	473 MAIN ST, ONEIDA, NY 13421-2421
Document Number	0000007235
Instrument Date	Dec 7, 2018
Instrument	7235
Transaction Type	Transfer
Record Updated	Jan 17, 2019
Title Company	LEATHERSTOCKING ABSTRACT, LEATHERSTOCKING ABS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	353 BROAD ST ONEIDA NY 134212103, ONEIDA, NY 13421-2103

Mortgage

Document Number	7236
Date	Dec 28, 2018
Instrument	7236

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 473 Main St was $6,274, down 1.5% from the year before.

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
Municipality	Oneida City
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,274.00 (-1.48%)
2025	$6,368.00	$128,000 Land $11,800 Building $116,200	$180,282 Land $16,620 Building $163,662
2023		$113,400 (-) Land $11,800 Building $101,600	$149,211 (+9.21%) Land $15,526 Building $133,685
2022	$2,825.00	$113,400 Land $11,800 Building $101,600	$136,627 Land $14,217 Building $122,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 473 Main St; there have been 44 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	44 (1996–2013)
Most Recent Claim	Jun 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2013 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 473 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEIDA CITY serves 11,393 people · EPA ID NY2602381
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20