Madison County and Oneida City property record for 472 Main St, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,327 sqft · built 1900 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Trust Name on File |
| Last Sale | $118,000 (Sep 2023) |
| Tax Bill | $7,064 (2026) |
| Deeds & Mortgages | Sep 2023 Sale May 2019 Line of Credit |
| APN | 251201 38.41-1-10 |
| Primary APN | 251201 38.41-1-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,327 sqft Living Area |
| 1st Floor Area | 1,206 sqft |
| 2nd Floor Area | 1,121 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 221 ft deep x 55 ft wide |
| Porch | Porch |
| Porch Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 472 MAIN ST |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-2422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 30102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Main-Broad-Grove Streets Historic District listed 1983 · 194 contributing resources · NRIS 83001705 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
472 Main St is owner-occupied and held in a trust since September 2023.
Source: Madison County and Oneida City records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 472 MAIN ST, ONEIDA, NY 13421-2422 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2023 | Quit Claim Deed, Transfer |
| May 17, 2019 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2023 · Amount on File |
| Deed Sale | Sep 1, 2023 · Amount on File |
| Deed Document Number | 20234051 |
| Prior Transfer Date | Jan 20, 2023 |
| Prior Transfer Doc | 0000000051 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Sep 1, 2023 |
| Property Address | 472 MAIN ST, ONEIDA, NY 13421-2422 |
| Document Number | 0000000051 |
| Instrument Date | Jan 20, 2023 |
| Instrument | 2023-4051 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 10816 PINOCCHIO DR, DALLAS, TX 75229-4025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 472 MAIN ST, ONEIDA, NY 13421-2422 |
| Document Number | 0000002360 |
| Instrument Date | May 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2019 |
| Title Company | ALLIED AMERICAN ABSTRACT, ALLIED AMERICAN ABS |
| Name | Verified Name |
|---|---|
| Address | 472 MAIN ST ONEIDA NY 134212422, ONEIDA, NY 13421-2422 |
| Document Number | 0000002360 |
|---|---|
| Date | May 23, 2019 |
| Instrument | 2360 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | OLEAN, NY 14760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 22, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 472 Main St was $7,064 with a veteran's exemption, down 1.4% from the year before.
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,064.00 (-1.42%) Veteran's exemption | ||
| 2025 | $7,166.00 | $148,000 Land $12,300 Building $135,700 | $208,451 Land $17,324 Building $191,127 |
| 2023 | $148,000 (+0.68%) Land $12,300 Building $135,700 | $194,737 (+9.95%) Land $16,184 Building $178,553 | |
| 2022 | $3,662.00 Additional exemption filed | $147,000 Land $12,300 Building $134,700 | $177,108 Land $14,819 Building $162,289 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 472 Main St; 6 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 472 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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