468 Main St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 468 Main St, Oneida, NY 13421

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,560 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$199,500 (Jan 2019)
Tax Bill	$7,597 (2026)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
APN	`251201 38.41-1-8`

Property Details

APN / Parcel Number

Primary APN	`251201 38.41-1-8`
Alternative APNs	`120103804100010080000000` `INSIDE`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,560 sqft Living Area
1st Floor Area	1,266 sqft
2nd Floor Area	1,294 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	221 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	250 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	468 MAIN ST
City	ONEIDA
State	NY
Zip	13421-2422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	IN 100 YR FLOODPLAIN
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	MADISON NY
Township / Civil Division	ONEIDA
Census Block Group	4
Census Block	4004
Census Tract	30102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Main-Broad-Grove Streets Historic District listed 1983 · 194 contributing resources · NRIS 83001705

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

468 Main St is owned and occupied by two individuals who bought it in January 2019.

Source: Madison County and Oneida City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	468 MAIN ST, ONEIDA, NY 13421-2422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2019 · Amount on File
Deed Sale	Jan 23, 2019 · Amount on File
Deed Document Number	2019362
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NY
Recording Date	Jan 23, 2019
Property Address	468 MAIN ST, ONEIDA, NY 13421-2422
Document Number	0000000362
Instrument Date	Jan 3, 2019
Instrument	362
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$798.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	417 FRANKLIN ST ONEIDA NY 134212019, ONEIDA, NY 13421-2019

Mortgage

Document Number	363
Date	Jan 23, 2019
Instrument	363

Lender

Name	NBT BK
Type	Bank
Address	NORWICH, NY 13815

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	Jan 22, 2044

Tax Assessment & Valuation

The 2026 property tax bill for 468 Main St was $7,597, down 1.5% from the year before.

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
Municipality	Oneida City
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,597.00 (-1.48%)
2025	$7,711.00	$155,000 Land $11,900 Building $143,100	$218,310 Land $16,761 Building $201,549
2023		$155,000 (-) Land $11,900 Building $143,100	$203,947 (+9.21%) Land $15,658 Building $188,289
2022	$3,861.00 Additional exemption filed	$155,000 Land $11,900 Building $143,100	$186,747 Land $14,337 Building $172,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 468 Main St; 6 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 468 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEIDA CITY serves 11,393 people · EPA ID NY2602381
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20