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473 E Palmer St, Franklin, NC 28734 Property Records

Macon County property record for 473 E Palmer St, Franklin, NC 28734

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,646 sqft · built 1910
Lot Size0.29 acres (12,632 sqft)
OwnerCompany Name on File
Last Sale$441,000 (Aug 2026)
Tax Bill$1,970 (2026)
Deeds & MortgagesAug 2026 Sale & Construction Loan
Flood ZoneZone AE (high risk)
APN6595206299

Property Details

APN / Parcel Number

Primary APN6595206299
Alternative APNs
  • 0101277
  • 12810

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,646 sqft Heated Area
1st Floor Area1,644 sqft
Upper Floors Area1,002 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1990
Exterior MaterialWood
Construction TypeFrame
Foundation TypeCrossed Walls
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)
TerrainRolling

Exterior Amenities

PorchSlab
Porch Area384 sqft
Deck Area48 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number12810
Street Address473 E PALMER ST
CityFRANKLIN
StateNC
Zip28734-3044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeFC1
Legal DescriptionMCCOLLUM HOUSE
JurisdictionMACON NC
Township / Civil DivisionFRANKLIN
Census Block Group2
Census Block2008
Census Tract970304

Owner

473 E Palmer St is owned by a company that bought it in August 2026.

Source: Macon County records, as of October 6, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 1209, FRANKLIN, NC 28744-0569
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2026 · Amount on File
Deed SaleAug 17, 2026 · Amount on File
Prior SaleJul 13, 2000 · Amount on File
Deed Document Number20265212
Deed Book / Page44 / 184
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateAug 17, 2026
Property Address473 E PALMER ST, FRANKLIN, NC 28734-3044
Document Number0000005212
Book / Page44 / 184
Instrument DateAug 10, 2026
Instrument20265212
Transaction TypeConstruction Loan
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$89,082.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership

Mortgage

Document Number0000005213,
DateAug 17, 2026
Instrument20265213
Lender
NameNANTAHALA BANK
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 473 E Palmer St was $1,970.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
MunicipalityFranklin Town
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,970.00$544,400 (-) Land $122,670 Building $421,730$544,400 (-) Land $122,670 Building $421,730
2025$1,970.00$544,400 Land $122,670 Building $421,730$544,400 Land $122,670 Building $421,730
2023$1,863.00$544,400 Land $122,670 Building $421,730$544,400 Land $122,670 Building $421,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 473 E Palmer St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 473 E Palmer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF FRANKLIN
serves 9,992 people · EPA ID NC0157010
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Dec 2024
Lead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Fiber		1,000 / 1,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Frontier.

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