433 E Palmer St, Franklin, NC 28734 Property Records

Macon County property record for 433 E Palmer St, Franklin, NC 28734

Property Summary

Property Type	Motel
Details	3,958 sqft · built 1938
Lot Size	0.58 acres (25,265 sqft)
Owner	Company Name on Record
Last Sale	$465,000 (Oct 2021)
Tax Bill	$3,907 (2025)
Deeds & Mortgages	Oct 2021 Sale & Line of Credit Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`6595204190`

Property Details

APN / Parcel Number

Primary APN	`6595204190`
Alternative APNs	`1243409` `150887`

Interior

Stories	1 Story
Building Area	3,958 sqft Heated Area
1st Floor Area	3,958 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1978
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Terrain	Rolling
Driveway	Asphalt Driveway
Driveway Area	14,000 sqft
Porch	Slab
Porch Area	1,791 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	150887
Street Address	433 E PALMER ST
City	FRANKLIN
State	NC
Zip	28734-3044
Property Category	Commercial
Property Type	Commercial > Retail > Motel
Local Zoning Code	FC1
Legal Description	HAVENS BUDGET INN
Legal Subdivision	RONALD M AND MARICELA HAVEN
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2008
Census Tract	970304

Owner

Source: Macon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	433 E PALMER ST, FRANKLIN, NC 28734-3044
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Warranty Deed, Transfer · Line of Credit NANTAHALA BANK & TRUST COMPANY
Oct 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2021 · Amount on Record
Deed Sale	Oct 19, 2021 · Amount on Record
Prior Sale	Oct 27, 2017 · Amount on Record
Deed Document Number	20219912
Deed Book / Page	41 / 1119
Prior Transfer Date	Oct 6, 2021
Prior Transfer Doc	00I41/1119
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Oct 19, 2021
Property Address	433 E PALMER ST, FRANKLIN, NC 28734-3044
Document Number	00I41/1119
Book / Page	I-41 / 1119
Instrument Date	Oct 6, 2021
Instrument	2021009912
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 E PALMER ST, FRANKLIN, NC 28734-3044

Mortgage

Document Number	2021009913
Date	Oct 19, 2021
Instrument	2021009913

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 19, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Oct 27, 2017
Property Address	433 E PALMER ST, FRANKLIN, NC 28734-3044
Document Number	00G38/0233
Book / Page	G-38 / 0233
Map Reference	MB E-27 PG 1912
Instrument Date	Oct 24, 2017
Instrument	2017007387
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Amount	Amount Recorded
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 E MAIN ST, FRANKLIN, NC 28734

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Franklin Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$549,210 (+1.67%) Land $350,900 Building $198,310	$549,210 (+1.67%) Land $350,900 Building $198,310
2025	$3,907.00 (-0.59%)	$540,210 (-) Land $350,900 Building $189,310	$540,210 (-) Land $350,900 Building $189,310
2023	$3,930.00	$540,210 Land $350,900 Building $189,310	$540,210 Land $350,900 Building $189,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Dec 2024 Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Palmer St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures